Air Conditioner Insurance vs. a Home Warranty: What’s the Right Choice?
Imagine you’re sitting in your home during the peak of summer, keeping yourself comfortable inside and away from heat, when all of a sudden, your air conditioner breaks. What do you do? You might initially tinker around with the unit yourself, but what if you’re unable to fix the problem soon?
Your homeowner’s insurance covers air conditioner repair and replacement under some extreme cases like natural disaster, but it likely won’t extend to issues that come as a result of normal wear and tear. You might be able to opt in for “repair insurance” in order to be covered for repair services at an extra cost per month.
Air conditioner insurance can be expensive and impractical as an add-on to your homeowner’s insurance. If you’re looking for a way to cover your air conditioner without dealing with the complications and hassle of repair insurance, a home warranty is a great alternative.
Repairing your air conditioning unit can cost you a lot of money. The great thing about having a home warranty is that it provides protection for your home’s essential appliances, including your air conditioner. With Choice Home Warranty, you’ll only have to pay a small service fee for covered air conditioner repairs and replacements.*
This guide will walk you through the specifics of air conditioner warranties, why you might need one and how you can get your unit repaired or replaced quickly and efficiently with Choice Home Warranty.*
When you’re ready to get your free quote from Choice Home Warranty, fill out the form or call (848) 256-4657.
Why Do I Need an Air Conditioner Warranty?
The next, or first, time your air conditioning unit breaks down, you’ll certainly want to get it fixed as quickly and efficiently as possible. A home warranty plan that covers air conditioner repair and replacement can help return your home to comfort.*
There are a few more reasons you might need an air conditioner warranty plan through a home warranty.
Having to replace an air conditioner doesn’t just make your home uncomfortable and hot. It can also be a massive financial burden for homeowners who have to pay for installation costs and labor. The few hundred dollars spent on a home warranty and the service fee simply pales in comparison to what it might cost you to replace an air conditioner without a warranty. Most homeowners end up spending between $382 and $570, but the price can end up as high as $900, even before replacement and installation costs. Average installation costs can run you between $4,852 and $6,752.
If your air conditioning unit breaks down, repairing or replacing it yourself can be overwhelming. If you don’t consider yourself “handy,” trying to install a new unit or replace an old one can be a tall task. When you submit a claim to Choice Home Warranty, we will dispatch one of our pre-screened service providers to come and diagnose the unit, ensuring your home and your air conditioning unit are always in good hands when you request service.
Save Yourself the Stress
Everything works until it doesn’t. Your air conditioner is no different. Just because you think of it as a reliable part of your home doesn’t mean it’s not susceptible to damage or breakage. If that happens when you don’t have a home warranty, you’ll be forced to shell out a substantial sum of money to get it fixed or replaced. Having a home warranty that covers your air conditioner means you can live your life with peace of mind knowing that no matter if or when your unit breaks down, we will be there to help.