Florida Home Warranty Plans & Coverage
Secure your Florida home and your wallet with Choice Home Warranty. Avoid the stress of handling repairs and service calls on your own.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
What Our Customers Have To Say
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I didn't have to wait too long for an appointment. Timing is extremely important.
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The experience was great because sales person personility was great!
Archie Smith
Quick prompt service Put in the claim, a service technician was dispatched and they next day the HVAC was f... Read More
EDWARD and KATHRYN RUNDBERG
We wanted to change our current policy to a Choice policy. Michael LEWIS was able to provided excellent ser... Read More
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Choice Home Warranty Plans
Choose the coverage level that fits your Florida home and budget.
Basic Plan
Essential coverage for your home's most important systems.
What's Covered:
- Built-in Microwave
- Cooktop
- Ductwork
- Garbage Disposal
- Heating System
- Plumbing Stoppage
- Water Heater
- Ceiling and Exhaust Fans
- Dishwasher
- Electrical System
- Garage Door Opener
- Oven/Range/Stove
- Plumbing System
- Whirlpool Bathtub
Total Plan
Our most popular plan adds full appliance coverage for complete peace of mind.
What's Covered:
Everything in the Basic Plan
+
- Air Conditioning
- Clothes Dryer
- Clothes Washer
- Refrigerator
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Optional Coverage Add-Ons
Customize your protection with these additional coverage options available for both plans.
- Pool/Spa
- Well Pump
- Sump Pump
- Central Vacuum
- Limited Roof Leak
- Septic System
- Second Refrigerator
- Stand Alone Freezer
- Septic Tank Pumping
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Coverage That Fits Life in Florida
Choice Home Warranty covers the critical systems and appliances that keep Florida homes running smoothly.
HVAC System
If your AC gives out during a humid heat wave, repairs can cost around $510. With Choice Home Warranty, one quick service call ensures you get help fast without the high bill.
Washer & Dryer
In humid states like Florida, moisture can speed up wear on your laundry appliances. Washing machine and dryer repairs cost on average $184. Choice Home Warranty helps manage those costs when your appliances break down.
Plumbing System
High levels of humidity can shorten your plumbing system's lifespan. When problems strike, the average repair cost in Florida is $321. Choice Home Warranty gives you a reliable and affordable solution.
What Is a Home Warranty?
A home warranty is a service contract that helps cover the cost of repairing or replacing major systems and appliances when they break from normal wear and tear. It's different from homeowners insurance. It protects the things you rely on every day, not just during disasters.
In Florida, where warm, humid air and hurricane seasons bring extra wear to HVAC and plumbing systems, breakdowns can happen more often, especially in older homes. With average humidity around 75%, those conditions can take a toll year-round.
Having a home warranty means you don't have to scramble after a storm or major repair. Just file a claim, and Choice Home Warranty helps coordinate trusted local technicians to get your home systems running again quickly and affordably.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Why Florida Homeowners Need a Home Warranty
Heat and Humidity Strain
With summer highs near 91°F and humidity around 75%, Florida homes see heavy wear on HVAC systems and appliances. A home warranty gives you a simple backup when moisture and heat cause parts to break down faster.
Year-Round System Stress
Warm, sticky air doesn't just show up in summer. Humidity lingers most of the year in Florida. That constant exposure adds pressure to home systems, making breakdowns more likely. Coverage from Choice Home Warranty keeps things running smoothly.
Protection from Costly Breakdowns
HVAC repairs in humid climates like Florida average around $510. Instead of scrambling to find help or cover the full cost, your home warranty connects you with trusted pros and makes repairs more affordable.
Why Choose Choice Home Warranty in Florida
Over 100,000 5 Star Reviews
Trusted by thousands of Florida homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across FL.
24/7 Support
Round-the-clock customer service and emergency assistance.
Over 100,000 5 Star Reviews
Trusted by thousands of Florida homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across FL.
24/7 Support
Round-the-clock customer service and emergency assistance.
Frequently Asked Questions
What's covered in a Florida home warranty?
A home warranty in Florida covers essential systems like HVAC, plumbing, and electrical, as well as major appliances such as refrigerators, ovens, and washers and dryers.
With summer highs near 91°F, air conditioning systems can face heavy use. That's why coverage for cooling-related breakdowns is especially important. You can also add on coverages for items like pools and septic systems.
Is a home warranty worth it in Florida?
Given the long, hot summers and average humidity levels around 75%, a home warranty can offer peace of mind in Florida. Air conditioning units work overtime during peak heat, which increases the chance of breakdowns.
A warranty helps cover service costs for unexpected issues and makes it easier to access licensed technicians when systems or appliances fail due to normal wear and tear.
Do home warranties cover pre-existing conditions?
Most home warranty plans do not cover known or pre-existing issues. Coverage generally applies to systems and appliances that break down from normal wear and tear after your plan becomes active.
Do home warranties cover hurricane damage in Florida?
No. Home warranties cover breakdowns from normal wear and tear, not storm damage. Hurricane and weather-related damage is covered by homeowners insurance. However, a warranty protects you from everyday breakdowns that occur year-round.
Are home warranties available statewide in Florida?
Yes. Choice Home Warranty's Florida coverage is available in all major cities and towns including Tampa, Miami, Jacksonville, and throughout the state. We have a network of licensed contractors ready to serve you.
Ready to Protect Your Florida Home?
Get a free, no-obligation quote in minutes. Compare plans and start saving on costly repairs today.
No credit card required • Instant quote • Licensed contractors
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.