Affordable Home Warranty Coverage in Miami, FL
Choose home warranty coverage in Miami from Choice Home Warranty to help safeguard your home and avoid costly repair and replacement surprises.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Here's what homeowners, including many in and around Miami, say about their Choice Home Warranty plans.
What Our Customers Have To Say
Radiance Moorehead
The best home warranty. I had major problems with my heating and cooling unit. Even the original warranty d...Read More
Kathy Roberts
While we anticipated a lot of push back on this claim (possibly a cracked water heater), we got just the op...Read More
Cynthia Burkett
The fact that CHW fixes and replaces ice machines in refrigerators, proves to me that CHW is the best in th...Read More
Kathryn Heess
I had an old (43yrs) washing machine that was leaking water. The men could not order parts so I received a ...Read More
John Grybowski
I received a reply to my inquiry almost immediately. The deal I'm getting should save me a good deal of mo...Read More
Choice Home Warranty Plans
Explore flexible home warranty coverage in Florida, designed to support Miami homeowners' needs and budget.
Basic Plan
Essential coverage for your home's most important systems.
What's Covered:
- Built-in Microwave
- Cooktop
- Ductwork
- Garbage Disposal
- Heating System
- Plumbing Stoppage
- Water Heater
- Ceiling and Exhaust Fans
- Dishwasher
- Electrical System
- Garage Door Opener
- Oven/Range/Stove
- Plumbing System
- Whirlpool Bathtub
Total Plan
Our most popular plan adds full appliance coverage for complete peace of mind.
What's Covered:
Everything in the Basic Plan
+
- Air Conditioning
- Clothes Dryer
- Clothes Washer
- Refrigerator
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Optional Coverage Add-Ons
Customize your protection with these additional coverage options available for both plans.
- Pool/Spa
- Well Pump
- Sump Pump
- Central Vacuum
- Limited Roof Leak
- Septic System
- Second Refrigerator
- Stand Alone Freezer
- Septic Tank Pumping
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Protection that Fits Your Budget
Homes in Miami average about $473,9796, and many homeowners look for ways to keep repair costs manageable when systems or appliances stop working. Instead of facing large repair bills all at once, Choice Home Warranty helps make covered breakdowns easier to manage for with simple claims and coordinated service.
Get Affordable CoverageSmart Coverage Tips for Miami, FL
Home repairs can add up quickly, especially when major systems fail unexpectedly. Understanding common repair costs in Florida can help homeowners in Miami plan ahead and avoid major financial surprises.
- HVAC repairs can be expensive. In Florida, the average HVAC repair costs $3571. Since heating and cooling systems work throughout the year in Miami, breakdowns can quickly lead to costly service calls. Having a home warranty in place means you won't have to scramble to cover unexpected repair costs.
- Heating and cooling systems run across multiple seasons. In Miami, temperatures average between 61°F in winter to 89°F during the warmer months. That year-round demand can increase wear on HVAC equipment over time, making unexpected repairs more likely. A home warranty can help offset repair costs when that constant demand leads to system breakdowns.
- Routine maintenance can't prevent every breakdown. Even well-maintained systems and appliances can fail over time due to normal wear and tear. Planning ahead with a home warranty can help you avoid unexpected disruptions when something stops working.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
If You Own a Rental Near Campus in Miami, FL
If you're a landlord with properties near the University of Miami in Miami, you need to plan ahead for ongoing maintenance. Appliances and major home systems see consistent use during the school year, and unexpected repairs can impact rental income. A Choice Home Warranty plan can help make covered breakdowns easier to manage with predictable service costs and coordinated repairs.
Get A Free QuoteWhy Miami, FL Homeowners Choose Choice Home Warranty
Over 100,000 5 Star Reviews
Trusted by thousands of Miami homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across FL.
24/7 Support
Round-the-clock customer service and emergency assistance.
Over 100,000 5 Star Reviews
Trusted by thousands of Miami homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across FL.
24/7 Support
Round-the-clock customer service and emergency assistance.
Hear from Our Customers
Most customers mention quick scheduling and professional technicians; when issues arise, they're usually about what a plan does or doesn't cover.
Richard Rosow
"So far so good! I just signed up today. Employee that I spoke with was very informative knowledgeable intelligent and open and transparent. I want to say his name was Charlie. I..."Read More
Kanchanreddy Ganta
"I am using this company for past 5 years, 96% of time service is great.Technicians hired by Choice Home Warranty ,who service are very good and professional and helpful and clea..."Read More
Marguerite Campbell
"I ve been with choice home warranty for 7years and my experience with them has been curious, professional dependable very informative Service I Am Very Satisfied with the Ser..."Read More
Frequently Asked Questions About Home Warranties in Miami
What's covered in a home warranty in Miami, Florida?
A home warranty in Miami covers major systems like HVAC, plumbing, and electrical, along with common household appliances such as refrigerators, ovens, washers, and dryers. Coverage is designed to address breakdowns caused by normal wear and tear.
Choice Home Warranty plans also offer optional add-ons for items beyond standard systems and appliances, allowing you to tailor your coverage to your property's needs.
How does the claims process work?
If a covered system or appliance breaks down, you can submit a claim online or by phone, 24 hours a day. Once your claim is approved, we will coordinate service with a licensed local technician in Miami.
You'll pay the agreed-upon service fee, and covered repairs are handled according to your contract terms.
Are plumbing repairs covered by Choice Home Warranty?
Yes. Our home warranty plans include coverage for plumbing systems and plumbing stoppages. In Florida, the average plumbing repair costs $3462, which can make unexpected issues expensive for Miami homeowners.
Coverage varies by contract, so it's important to review your plan details to understand what plumbing-related repairs are included.
Can a home warranty help with water heater replacement costs?
Water heaters are one of the most important systems in any home, and when they fail, replacement costs can be high. In Florida, the average water heater replacement costs $1,3643.
A Choice Home Warranty plan can help with covered water heater repairs or replacements, making unexpected breakdowns easier to manage.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
References
- HomeAdvisor — HVAC repair cost
- HomeAdvisor — Plumbing repair cost
- HomeAdvisor — Water heater replacement cost
- HomeAdvisor — Washing machine repair cost
- Numbeo — Cost of living & utilities
- SimpleMaps — Average home value
- Zumper — Average rent
Ready to Protect Your Miami Home?
Join thousands of Florida homeowners who trust Choice Home Warranty. Get a free quote today.
No credit card required • Instant quote • Licensed contractors
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.