Affordable Home Warranty Coverage in Tampa, FL
Choose home warranty coverage in Tampa from Choice Home Warranty to help safeguard your home and avoid costly repair and replacement surprises.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Here's what homeowners, including many in and around Tampa, say about their Choice Home Warranty plans.
What Our Customers Have To Say
Terry Morris
My HVAC system went completely out. Choice Home warranty replaced my system. I am now enjoying the cool air...Read More
Carrie Scoggins
Simple and easy process. What a great relief to have a plumbing stoppage covered by the warranty!
Herbert Egler
Technician found the problem with our dishwasher within 5 minutes, was not repairable, so Choice gave us a ...Read More
Kathryn Heess
I had an old (43yrs) washing machine that was leaking water. The men could not order parts so I received a ...Read More
Cecil Dickson
Nice to have home warranty insurance to cover problems. Have saved more than the cost of insurance,
Choice Home Warranty Plans
Explore flexible home warranty coverage in Florida, designed to support Tampa homeowners' needs and budget.
Basic Plan
Essential coverage for your home's most important systems.
What's Covered:
- Built-in Microwave
- Cooktop
- Ductwork
- Garbage Disposal
- Heating System
- Plumbing Stoppage
- Water Heater
- Ceiling and Exhaust Fans
- Dishwasher
- Electrical System
- Garage Door Opener
- Oven/Range/Stove
- Plumbing System
- Whirlpool Bathtub
Total Plan
Our most popular plan adds full appliance coverage for complete peace of mind.
What's Covered:
Everything in the Basic Plan
+
- Air Conditioning
- Clothes Dryer
- Clothes Washer
- Refrigerator
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Optional Coverage Add-Ons
Customize your protection with these additional coverage options available for both plans.
- Pool/Spa
- Well Pump
- Sump Pump
- Central Vacuum
- Limited Roof Leak
- Septic System
- Second Refrigerator
- Stand Alone Freezer
- Septic Tank Pumping
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Practical Protection for Everyday Homes
With average home values around $372,1146 in Tampa, most homeowners rely on everyday appliances and essential home systems to keep things running smoothly. When one of those systems breaks down unexpectedly, repair costs can add up quickly. Choice Home Warranty helps protect covered systems and appliances listed in your contract, making those repairs easier to manage.
Get Affordable CoverageSmart Coverage Tips for Tampa, FL
Home repairs can add up quickly, especially when major systems fail unexpectedly. Understanding common repair costs in Florida can help homeowners in Tampa plan ahead and avoid major financial surprises.
- Laundry appliances wear down with frequent use. In Florida, the average repair for a washing machine costs around $1844. Washers and dryers often run multiple times a week in busy Tampa households, increasing long-term wear. A home warranty can help cover the cost of repairing these frequently used appliances when wear and tear leads to breakdowns.
- Utility costs reflect how much your home systems run. In Tampa, basic utilities average about $2395 per month. Systems like HVAC units and water heaters account for a large portion of that usage, which can increase wear over time. A home warranty can help cover eligible repairs when those systems eventually need service.
- Appliances often fail after years of normal use. Major household appliances like refrigerators, ovens, and dishwashers experience gradual wear over time. Even well-maintained appliances can eventually break down, which is why many homeowners plan ahead with home warranties. With coverage in place, you can handle those inevitable appliance failures without paying the full repair cost out of pocket.
- Predictable service fees can reduce financial surprises. Instead of absorbing a large repair bill all at once, a home warranty can help make covered breakdowns more manageable with a set service fee.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
If You Own a Rental Near Campus in Tampa, FL
Owning a rental property near the University of South Florida in Tampa often means preparing for frequent tenant turnover. When appliances or home systems fail between leases, coordinating repairs quickly becomes important. A Choice Home Warranty plan can help streamline covered repairs with simple claims and service arranged through licensed local technicians.
Get A Free QuoteWhy Tampa, FL Homeowners Choose Choice Home Warranty
Over 100,000 5 Star Reviews
Trusted by thousands of Tampa homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across FL.
24/7 Support
Round-the-clock customer service and emergency assistance.
Over 100,000 5 Star Reviews
Trusted by thousands of Tampa homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across FL.
24/7 Support
Round-the-clock customer service and emergency assistance.
Hear from Our Customers
Most customers mention quick scheduling and professional technicians; when issues arise, they're usually about what a plan does or doesn't cover.
Renee Lucas
"Andy my sales representative was very thorough and knowledgeable in answering all my questions and giving me the best quote possible accordingly to all my needs. He went beyond ..."Read More
Tanja Pejovic
"Very knowledgeable, polite and appropriately assertive representative helped me update my policy and get additional updates and benefits for a reasonable cost for another 3.5 ye..."Read More
Carol Lynn Wood
"Thanks to Todd Schanchter, I was able to renew my policy for my rent house property and when I move into my new house in March! Todd really did show that CHW appreciates their c..."Read More
Frequently Asked Questions About Home Warranties in Tampa
Is a home warranty worth it in Tampa, Florida?
For many homeowners in Tampa, the value of a home warranty comes down to managing risk. Major systems like HVAC can be expensive to repair.
With temperatures in Tampa typically ranging from 52°F in colder months to 90°F in warmer ones, heating and cooling systems often see steady use. A home warranty can help make covered repairs more predictable.
Do home warranties cover pre-existing conditions?
Home warranty plans do not cover known or pre-existing issues. Coverage typically applies to systems and appliances that break down due to normal wear and tear after your plan becomes active.
Reviewing your contract details can help clarify eligibility and coverage terms before filing a claim.
Who performs repairs for home warranty claims in Tampa, Florida?
When a covered system or appliance breaks down, Choice Home Warranty coordinates service with a licensed technician in the Tampa area. These professionals diagnose the issue and perform the necessary repairs based on the coverage outlined in your contract.
Using qualified local technicians helps ensure repairs are handled efficiently and in accordance with the terms of your home warranty plan.
Can a home warranty help with water heater replacement costs?
Water heaters are one of the most important systems in any home, and when they fail, replacement costs can be high. In Florida, the average water heater replacement costs $1,3643.
A Choice Home Warranty plan can help with covered water heater repairs or replacements, making unexpected breakdowns easier to manage.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
References
- HomeAdvisor — HVAC repair cost
- HomeAdvisor — Plumbing repair cost
- HomeAdvisor — Water heater replacement cost
- HomeAdvisor — Washing machine repair cost
- Numbeo — Cost of living & utilities
- SimpleMaps — Average home value
- Zumper — Average rent
Ready to Protect Your Tampa Home?
Join thousands of Florida homeowners who trust Choice Home Warranty. Get a free quote today.
No credit card required • Instant quote • Licensed contractors
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.