Affordable Home Warranty Coverage in Chicago, IL
Protect your home in Chicago with coverage from Choice Home Warranty designed to help guard against unexpected repair and replacement costs.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Read reviews from homeowners who have used Choice Home Warranty to see how our coverage can help protect your Chicago home.
What Our Customers Have To Say
Bernard Carter
I am new to Choice Home Warranty and this is my first claim with them. I just want to note how easy and qui...Read More
Lisa Bene
I had reached out to Choice to compare against the company I had and if I was going to renew I wasn’t able ...Read More
Tom Finizio
I've had numerous calls to renew my policy over the last month and was not convinced to renew my policy. To...Read More
Bong Esquivel
Awesome experience filing a claim with CHW. I reported the issue with my AC and the technician was schedule...Read More
Beverly Lubliner
Had a problem with my microwave. Tech came fixed the heating problem only to occur again within 2 days. Tec...Read More
Choice Home Warranty Plans
Explore flexible home warranty coverage in Illinois, designed to support Chicago homeowners' needs and budget.
Basic Plan
Essential coverage for your home's most important systems.
What's Covered:
- Built-in Microwave
- Cooktop
- Ductwork
- Garbage Disposal
- Heating System
- Plumbing Stoppage
- Water Heater
- Ceiling and Exhaust Fans
- Dishwasher
- Electrical System
- Garage Door Opener
- Oven/Range/Stove
- Plumbing System
- Whirlpool Bathtub
Total Plan
Our most popular plan adds full appliance coverage for complete peace of mind.
What's Covered:
Everything in the Basic Plan
+
- Air Conditioning
- Clothes Dryer
- Clothes Washer
- Refrigerator
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Optional Coverage Add-Ons
Customize your protection with these additional coverage options available for both plans.
- Pool/Spa
- Well Pump
- Sump Pump
- Central Vacuum
- Limited Roof Leak
- Septic System
- Second Refrigerator
- Stand Alone Freezer
- Septic Tank Pumping
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Practical Protection for Everyday Homes
With average home values around $317,5096 in Chicago, most homeowners rely on everyday appliances and essential home systems to keep things running smoothly. When one of those systems breaks down unexpectedly, repair costs can add up quickly. Choice Home Warranty helps protect covered systems and appliances listed in your contract, making those repairs easier to manage.
Get Affordable CoverageSmart Coverage Tips for Chicago, IL
Home repairs can add up quickly, especially when major systems fail unexpectedly. Understanding common repair costs in Illinois can help homeowners in Chicago plan ahead and avoid major financial surprises.
- Laundry appliances wear down with frequent use. In Illinois, the average repair for a washing machine costs around $1624. Washers and dryers often run multiple times a week in busy Chicago households, increasing long-term wear. A home warranty can help cover the cost of repairing these frequently used appliances when wear and tear leads to breakdowns.
- Utility costs reflect how much your home systems run. In Chicago, basic utilities average about $1915 per month. Systems like HVAC units and water heaters account for a large portion of that usage, which can increase wear over time. A home warranty can help cover eligible repairs when those systems eventually need service.
- Appliances often fail after years of normal use. Major household appliances like refrigerators, ovens, and dishwashers experience gradual wear over time. Even well-maintained appliances can eventually break down, which is why many homeowners plan ahead with home warranties. With coverage in place, you can handle those inevitable appliance failures without paying the full repair cost out of pocket.
- Predictable service fees can reduce financial surprises. Instead of absorbing a large repair bill all at once, a home warranty can help make covered breakdowns more manageable with a set service fee.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
If You Own a Rental Near Campus in Chicago, IL
Rental properties near Chicago State University in Chicago often use everyday appliances and home systems more frequently. From kitchen equipment to laundry machines, student housing tends to experience steady wear throughout the academic year. A Choice Home Warranty plan can help property owners manage covered repairs when these frequently used systems break down.
Get A Free QuoteWhy Chicago, IL Homeowners Choose Choice Home Warranty
Over 100,000 5 Star Reviews
Trusted by thousands of Chicago homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across IL.
24/7 Support
Round-the-clock customer service and emergency assistance.
Over 100,000 5 Star Reviews
Trusted by thousands of Chicago homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across IL.
24/7 Support
Round-the-clock customer service and emergency assistance.
Hear from Our Customers
Most customers mention quick scheduling and professional technicians; when issues arise, they're usually about what a plan does or doesn't cover.
Ahmed Elkhanany
"Honestly, I think this is one of the more "direct" warranty services out there. My HVAC was not cooling. Local techs suggested a Freon leak from the condenser and quoted me ~400..."Read More
Radiance Moorehead
"The best home warranty. I had major problems with my heating and cooling unit. Even the original warranty did not get it fixed properly. Then I purchased CHW 2 years ago. Then w..."Read More
J. Anthony Porras
"Refrigerator technician was sent to repair my refrigerator and notified me of what was needing repair. He notified Choice Home Warranty and they gave me nearly $1000 to replace ..."Read More
Frequently Asked Questions About Home Warranties in Chicago
Is a home warranty worth it in Chicago, Illinois?
For many homeowners in Chicago, the value of a home warranty comes down to managing risk. Major systems like HVAC can be expensive to repair.
With temperatures in Chicago typically ranging from 19°F in colder months to 84°F in warmer ones, heating and cooling systems often see steady use. A home warranty can help make covered repairs more predictable.
Do home warranties cover pre-existing conditions?
Home warranty plans do not cover known or pre-existing issues. Coverage typically applies to systems and appliances that break down due to normal wear and tear after your plan becomes active.
Reviewing your contract details can help clarify eligibility and coverage terms before filing a claim.
Who performs repairs for home warranty claims in Chicago, Illinois?
When a covered system or appliance breaks down, Choice Home Warranty coordinates service with a licensed technician in the Chicago area. These professionals diagnose the issue and perform the necessary repairs based on the coverage outlined in your contract.
Using qualified local technicians helps ensure repairs are handled efficiently and in accordance with the terms of your home warranty plan.
Can a home warranty help with water heater replacement costs?
Water heaters are one of the most important systems in any home, and when they fail, replacement costs can be high. In Illinois, the average water heater replacement costs $1,2033.
A Choice Home Warranty plan can help with covered water heater repairs or replacements, making unexpected breakdowns easier to manage.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
References
- HomeAdvisor — HVAC repair cost
- HomeAdvisor — Plumbing repair cost
- HomeAdvisor — Water heater replacement cost
- HomeAdvisor — Washing machine repair cost
- Numbeo — Cost of living & utilities
- SimpleMaps — Average home value
- Zumper — Average rent
Ready to Protect Your Chicago Home?
Join thousands of Illinois homeowners who trust Choice Home Warranty. Get a free quote today.
No credit card required • Instant quote • Licensed contractors
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.