Affordable Home Warranty Coverage in Indianapolis, IN
Get home warranty coverage in Indianapolis from Choice Home Warranty and help shield your budget from unexpected system and appliance repair bills.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Discover how homeowners in Indianapolis and beyond describe their Choice Home Warranty plans and service experiences.
What Our Customers Have To Say
Danielle Ferrante
I feel that Choice is the best value home warranty on the market. I priced several companies and they were ...Read More
Geoffry Clark
We continue to have a home warranty for the piece of mind. This is our second year with Choice and our expe...Read More
Sohaila Haghighatbin
The Choice Home Warranty is straight forward and their sales Reps tell you what is covered and how much you...Read More
Muriel Long
I'm a Realtor here in AZ, and I share Choice Home Warranty to all my clients. They get expert service, an...Read More
Diedre Strickland
The process for submitting claims is very easy and my issues have bee quickly resolved
Choice Home Warranty Plans
Explore flexible home warranty coverage in Indiana, designed to support Indianapolis homeowners' needs and budget.
Basic Plan
Essential coverage for your home's most important systems.
What's Covered:
- Built-in Microwave
- Cooktop
- Ductwork
- Garbage Disposal
- Heating System
- Plumbing Stoppage
- Water Heater
- Ceiling and Exhaust Fans
- Dishwasher
- Electrical System
- Garage Door Opener
- Oven/Range/Stove
- Plumbing System
- Whirlpool Bathtub
Total Plan
Our most popular plan adds full appliance coverage for complete peace of mind.
What's Covered:
Everything in the Basic Plan
+
- Air Conditioning
- Clothes Dryer
- Clothes Washer
- Refrigerator
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Optional Coverage Add-Ons
Customize your protection with these additional coverage options available for both plans.
- Pool/Spa
- Well Pump
- Sump Pump
- Central Vacuum
- Limited Roof Leak
- Septic System
- Second Refrigerator
- Stand Alone Freezer
- Septic Tank Pumping
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Practical Protection for Everyday Homes
Homes in Indianapolis — where the average property value is about $205,8286 — depend on reliable systems like HVAC, plumbing, and kitchen appliances to support their daily routines. When something stops working, the last thing you want is an unexpected repair bill adding to that investment. Choice Home Warranty covers your home's key systems and appliances, so you can handle unexpected breakdowns with less disruption.
Get Affordable CoverageSmart Coverage Tips for Indianapolis, IN
Home repairs can add up quickly, especially when major systems fail unexpectedly. Understanding common repair costs in Indiana can help homeowners in Indianapolis plan ahead and avoid major financial surprises.
- HVAC repairs can be expensive. In Indiana, the average HVAC repair costs $3191. Since heating and cooling systems work throughout the year in Indianapolis, breakdowns can quickly lead to costly service calls. Having a home warranty in place means you won't have to scramble to cover unexpected repair costs.
- Heating and cooling systems run across multiple seasons. In Indianapolis, temperatures average between 20°F in winter to 84°F during the warmer months. That year-round demand can increase wear on HVAC equipment over time, making unexpected repairs more likely. A home warranty can help offset repair costs when that constant demand leads to system breakdowns.
- Routine maintenance can't prevent every breakdown. Even well-maintained systems and appliances can fail over time due to normal wear and tear. Planning ahead with a home warranty can help you avoid unexpected disruptions when something stops working.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
If You Own a Rental Near Campus in Indianapolis, IN
Rental properties near Butler University in Indianapolis often use everyday appliances and home systems more frequently. From kitchen equipment to laundry machines, student housing tends to experience steady wear throughout the academic year. A Choice Home Warranty plan can help property owners manage covered repairs when these frequently used systems break down.
Get A Free QuoteWhy Indianapolis, IN Homeowners Choose Choice Home Warranty
Over 100,000 5 Star Reviews
Trusted by thousands of Indianapolis homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across IN.
24/7 Support
Round-the-clock customer service and emergency assistance.
Over 100,000 5 Star Reviews
Trusted by thousands of Indianapolis homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across IN.
24/7 Support
Round-the-clock customer service and emergency assistance.
Frequently Asked Questions About Home Warranties in Indianapolis
What's covered in a home warranty in Indianapolis, Indiana?
A home warranty in Indianapolis covers major systems like HVAC, plumbing, and electrical, along with common household appliances such as refrigerators, ovens, washers, and dryers. Coverage is designed to address breakdowns caused by normal wear and tear.
Choice Home Warranty plans also offer optional add-ons for items beyond standard systems and appliances, allowing you to tailor your coverage to your property's needs.
How does the claims process work?
If a covered system or appliance breaks down, you can submit a claim online or by phone, 24 hours a day. Once your claim is approved, we will coordinate service with a licensed local technician in Indianapolis.
You'll pay the agreed-upon service fee, and covered repairs are handled according to your contract terms.
Are plumbing repairs covered by Choice Home Warranty?
Yes. Our home warranty plans include coverage for plumbing systems and plumbing stoppages. In Indiana, the average plumbing repair costs $3082, which can make unexpected issues expensive for Indianapolis homeowners.
Coverage varies by contract, so it's important to review your plan details to understand what plumbing-related repairs are included.
Can a home warranty help with water heater replacement costs?
Water heaters are one of the most important systems in any home, and when they fail, replacement costs can be high. In Indiana, the average water heater replacement costs $1,2173.
A Choice Home Warranty plan can help with covered water heater repairs or replacements, making unexpected breakdowns easier to manage.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
References
- HomeAdvisor — HVAC repair cost
- HomeAdvisor — Plumbing repair cost
- HomeAdvisor — Water heater replacement cost
- HomeAdvisor — Washing machine repair cost
- Numbeo — Cost of living & utilities
- SimpleMaps — Average home value
- Zumper — Average rent
Ready to Protect Your Indianapolis Home?
Join thousands of Indiana homeowners who trust Choice Home Warranty. Get a free quote today.
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* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.