Affordable Home Warranty Coverage in Des Moines, IA
Protect your home in Des Moines with coverage from Choice Home Warranty designed to help guard against unexpected repair and replacement costs.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Read reviews from homeowners who have used Choice Home Warranty to see how our coverage can help protect your Des Moines home.
What Our Customers Have To Say
Katherine S.
After procrastinating, I called CHOICE to sign up for warranty service. The representative, Joe, was helpfu...Read More
Ut V Nguyen
Quick response from CHW....We had Garage door Opener broke, within 15 minutes after we filed claim, CHW did...Read More
Kasandra Sunday
When I was originally called It was my wedding date and I was unable to talk. Elizabeth understood and said...Read More
Toni Montoya
Gave me great information and told me it in terms I understood. Have not used it just signed up but it was ...Read More
David L Carrillo
I'm selling my house and will be covering my new home with Choice Home Warranty. They do what they say, and...Read More
Choice Home Warranty Plans
Explore flexible home warranty coverage in Iowa, designed to support Des Moines homeowners' needs and budget.
Basic Plan
Essential coverage for your home's most important systems.
What's Covered:
- Built-in Microwave
- Cooktop
- Ductwork
- Garbage Disposal
- Heating System
- Plumbing Stoppage
- Water Heater
- Ceiling and Exhaust Fans
- Dishwasher
- Electrical System
- Garage Door Opener
- Oven/Range/Stove
- Plumbing System
- Whirlpool Bathtub
Total Plan
Our most popular plan adds full appliance coverage for complete peace of mind.
What's Covered:
Everything in the Basic Plan
+
- Air Conditioning
- Clothes Dryer
- Clothes Washer
- Refrigerator
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Optional Coverage Add-Ons
Customize your protection with these additional coverage options available for both plans.
- Pool/Spa
- Well Pump
- Sump Pump
- Central Vacuum
- Limited Roof Leak
- Septic System
- Second Refrigerator
- Stand Alone Freezer
- Septic Tank Pumping
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Practical Protection for Everyday Homes
Homes in Des Moines — where the average property value is about $183,5536 — depend on reliable systems like HVAC, plumbing, and kitchen appliances to support their daily routines. When something stops working, the last thing you want is an unexpected repair bill adding to that investment. Choice Home Warranty covers your home's key systems and appliances, so you can handle unexpected breakdowns with less disruption.
Get Affordable CoverageSmart Coverage Tips for Des Moines, IA
Home repairs can add up quickly, especially when major systems fail unexpectedly. Understanding common repair costs in Iowa can help homeowners in Des Moines plan ahead and avoid major financial surprises.
- Plumbing problems often require immediate attention. In Iowa, the average plumbing repair costs $3022. From pipe leaks to clogged lines, a Choice Home Warranty plan can help protect your Des Moines home.
- Water heater replacement can be a major expense. Across Iowa, replacing a water heater typically costs about $1,1903. Since water heaters operate every day, failures often happen without much warning, leaving your Des Moines home in need of costly repairs. A home warranty can help cover the cost of repairing or replacing a failed water heater, reducing the impact of these sudden, high-cost breakdowns.
- Major systems rarely fail at convenient times. Unexpected breakdowns can happen during peak seasons when HVAC systems, plumbing, or appliances are under the most strain. That's where a home warranty can help.
- Routine maintenance can't prevent every breakdown. Even well-maintained systems and appliances can fail over time due to normal wear and tear. Planning ahead with a home warranty can help you avoid unexpected disruptions when something stops working.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
If You Own a Rental Near Campus in Des Moines, IA
Rental properties near AIB College of Business in Des Moines often use everyday appliances and home systems more frequently. From kitchen equipment to laundry machines, student housing tends to experience steady wear throughout the academic year. A Choice Home Warranty plan can help property owners manage covered repairs when these frequently used systems break down.
Get A Free QuoteWhy Des Moines, IA Homeowners Choose Choice Home Warranty
Over 100,000 5 Star Reviews
Trusted by thousands of Des Moines homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across IA.
24/7 Support
Round-the-clock customer service and emergency assistance.
Over 100,000 5 Star Reviews
Trusted by thousands of Des Moines homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across IA.
24/7 Support
Round-the-clock customer service and emergency assistance.
Hear from Our Customers
Most customers mention quick scheduling and professional technicians; when issues arise, they're usually about what a plan does or doesn't cover.
Nhon Le
"I called Luke Powers directly to purchase a home warranty to replace the one I have for 2 years with price increased crazy. Mr. Powers explained to me in details of the option c..."Read More
Brigham Fanning
"Ken was awesome. Very clear, concise and informative presentation on their services. The features and benefits of their program are comprehensive and provide us with the securit..."Read More
Julie W.
"I switched from another Warranty company that raised their rates to a ridiculous amount. Choice gave me a great deal that will last for over 3 years and it only cost $300 more t..."Read More
Frequently Asked Questions About Home Warranties in Des Moines
What's covered in a home warranty in Des Moines, Iowa?
A home warranty in Des Moines covers major systems like HVAC, plumbing, and electrical, along with common household appliances such as refrigerators, ovens, washers, and dryers. Coverage is designed to address breakdowns caused by normal wear and tear.
Choice Home Warranty plans also offer optional add-ons for items beyond standard systems and appliances, allowing you to tailor your coverage to your property's needs.
Do home warranties cover normal wear and tear in Des Moines, Iowa?
Yes. Home warranties are designed to cover breakdowns caused by normal wear and tear on major systems and appliances. Over time, everyday use can lead to failures in items like HVAC systems, plumbing components, or kitchen appliances.
For homeowners in Des Moines, home warranty coverage can help simplify repairs when essential home systems stop working due to age and regular use rather than sudden damage.
Does a home warranty cover HVAC systems in Des Moines?
Heating and cooling systems are among the most commonly covered items in a home warranty plan. In Des Moines, where the average HVAC repair costs $3121, this coverage can provide crucial protection for one of your home's most used systems.
How can homeowners in Des Moines prepare for unexpected appliance repairs?
One way homeowners in Des Moines prepare for unexpected repairs is by planning ahead for the appliances they use most often, such as refrigerators, ovens, and laundry machines. Even well-maintained appliances can break down after years of use.
In Iowa, the average washing machine repair costs $1604, which is just one example of how everyday appliance issues can become an unexpected expense without home warranty coverage in place.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
References
- HomeAdvisor — HVAC repair cost
- HomeAdvisor — Plumbing repair cost
- HomeAdvisor — Water heater replacement cost
- HomeAdvisor — Washing machine repair cost
- Numbeo — Cost of living & utilities
- SimpleMaps — Average home value
- Zumper — Average rent
Ready to Protect Your Des Moines Home?
Join thousands of Iowa homeowners who trust Choice Home Warranty. Get a free quote today.
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* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.