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Affordable Home Warranty Coverage in Minneapolis, MN

Choose home warranty coverage in Minneapolis from Choice Home Warranty to help safeguard your home and avoid costly repair and replacement surprises.


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Here's what homeowners, including many in and around Minneapolis, say about their Choice Home Warranty plans.

What Our Customers Have To Say

Choice Home Warranty Plans

Explore flexible home warranty coverage in Minnesota, designed to support Minneapolis homeowners' needs and budget.

Basic Plan

Essential coverage for your home's most important systems.

What's Covered:

  • Built-in Microwave
  • Cooktop
  • Ductwork
  • Garbage Disposal
  • Heating System
  • Plumbing Stoppage
  • Water Heater
  • Ceiling and Exhaust Fans
  • Dishwasher
  • Electrical System
  • Garage Door Opener
  • Oven/Range/Stove
  • Plumbing System
  • Whirlpool Bathtub
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Most Popular

Total Plan

Our most popular plan adds full appliance coverage for complete peace of mind.

What's Covered:

Everything in the Basic Plan

+

  • Air Conditioning
  • Clothes Dryer
  • Clothes Washer
  • Refrigerator
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* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.

Optional Coverage Add-Ons

Customize your protection with these additional coverage options available for both plans.

  • Pool/Spa
  • Well Pump
  • Sump Pump
  • Central Vacuum
  • Limited Roof Leak
  • Septic System
  • Second Refrigerator
  • Stand Alone Freezer
  • Septic Tank Pumping

* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.

Practical Protection for Everyday Homes

Homes in Minneapolis, where the average property value is $345,2946, rely on essential systems and appliances every day. When those systems break down due to normal wear and tear, repair costs can arrive without warning. Choice Home Warranty helps protect all the covered items listed in your agreement, keeping repairs manageable.

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Smart Coverage Tips for Minneapolis, MN

Home repairs can add up quickly, especially when major systems fail unexpectedly. Understanding common repair costs in Minnesota can help homeowners in Minneapolis plan ahead and avoid major financial surprises.

  • HVAC repairs can be expensive. In Minnesota, the average HVAC repair costs $3291. Since heating and cooling systems work throughout the year in Minneapolis, breakdowns can quickly lead to costly service calls. Having a home warranty in place means you won't have to scramble to cover unexpected repair costs.
  • Water heater replacement can be a major expense. Across Minnesota, replacing a water heater typically costs about $1,2573. Since water heaters operate every day, failures often happen without much warning, leaving your Minneapolis home in need of costly repairs. A home warranty can help cover the cost of repairing or replacing a failed water heater, reducing the impact of these sudden, high-cost breakdowns.
  • Rental activity can increase appliance usage. With average rents around $1484 in Minneapolis, many homes and investment properties experience steady appliance use between tenants and homeowners. Landlords can save on repairs with Choice Home Warranty.
  • Routine maintenance can't prevent every breakdown. Even well-maintained systems and appliances can fail over time due to normal wear and tear. Planning ahead with a home warranty can help you avoid unexpected disruptions when something stops working.

* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.

If You Own a Rental Near Campus in Minneapolis, MN

Owning a rental property near the University of Minnesota in Minneapolis often means preparing for frequent tenant turnover. When appliances or home systems fail between leases, coordinating repairs quickly becomes important. A Choice Home Warranty plan can help streamline covered repairs with simple claims and service arranged through licensed local technicians.

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Why Minneapolis, MN Homeowners Choose Choice Home Warranty

Hear from Our Customers

Most customers mention quick scheduling and professional technicians; when issues arise, they're usually about what a plan does or doesn't cover.

Olgun Dogu

Olgun Dogu

"I am very happy to get the service from CHW Home Warranty, because of their excellent serious performance and services. Since I made an agreement I have got some problems at hom..."
Read More
Donald Harding

Donald Harding

"Made sure I was aware of the time frame and when he'd be able to arrive. Discovered the problem and made quick work ofnthe fix. Awesome experience."
Alexis Adams

Alexis Adams

"He was very efficient and kind and respectable he explained everything that he was doing with the pipes underneath my kitchen sink"

Frequently Asked Questions About Home Warranties in Minneapolis

Is a home warranty worth it in Minneapolis, Minnesota?

For many homeowners in Minneapolis, the value of a home warranty comes down to managing risk. Major systems like HVAC can be expensive to repair.

With temperatures in Minneapolis typically ranging from 7°F in colder months to 84°F in warmer ones, heating and cooling systems often see steady use. A home warranty can help make covered repairs more predictable.

Do home warranties cover normal wear and tear in Minneapolis, Minnesota?

Yes. Home warranties are designed to cover breakdowns caused by normal wear and tear on major systems and appliances. Over time, everyday use can lead to failures in items like HVAC systems, plumbing components, or kitchen appliances.

For homeowners in Minneapolis, home warranty coverage can help simplify repairs when essential home systems stop working due to age and regular use rather than sudden damage.

Are plumbing repairs covered by Choice Home Warranty?

Yes. Our home warranty plans include coverage for plumbing systems and plumbing stoppages. In Minnesota, the average plumbing repair costs $3192, which can make unexpected issues expensive for Minneapolis homeowners.

Coverage varies by contract, so it's important to review your plan details to understand what plumbing-related repairs are included.

How can homeowners in Minneapolis prepare for unexpected appliance repairs?

One way homeowners in Minneapolis prepare for unexpected repairs is by planning ahead for the appliances they use most often, such as refrigerators, ovens, and laundry machines. Even well-maintained appliances can break down after years of use.

In Minnesota, the average washing machine repair costs $1694, which is just one example of how everyday appliance issues can become an unexpected expense without home warranty coverage in place.

* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.

References

  1. HomeAdvisor — HVAC repair cost
  2. HomeAdvisor — Plumbing repair cost
  3. HomeAdvisor — Water heater replacement cost
  4. HomeAdvisor — Washing machine repair cost
  5. Numbeo — Cost of living & utilities
  6. SimpleMaps — Average home value
  7. Zumper — Average rent

Ready to Protect Your Minneapolis Home?

Join thousands of Minnesota homeowners who trust Choice Home Warranty. Get a free quote today.

Get Your Free Minnesota Home Warranty Quote

No credit card required • Instant quote • Licensed contractors

* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.