Missouri Home Warranty Plans & Coverage
Protect your Missouri home and budget with reliable coverage from Choice Home Warranty and skip the hassle of finding and scheduling repair help on your own.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
What Our Customers Have To Say
Deonne Van Zyl Gericke
Amazing, quick and efficient service and outstanding communication!! They would get 10 stars from me if pos... Read More
Patrick Gonzalez
Call with my problems they took care of it ASAP , The only problem I have is sometimes a person coming to r... Read More
William Cutshaw
A few months back, we were purchasing a pre-owned home. The RE Agent was pushing their chosen Warranty Comp... Read More
Kyle Stephen
So far I've only had to use them once but they are very responsive and the contractors respond quickly. Gre... Read More
David Torres
Quick service. Friendly service! Much better than AHS!!!
Choice Home Warranty Plans
Explore flexible coverage options designed to fit your Missouri home's needs and your budget.
Basic Plan
Essential coverage for your home's most important systems.
What's Covered:
- Built-in Microwave
- Cooktop
- Ductwork
- Garbage Disposal
- Heating System
- Plumbing Stoppage
- Water Heater
- Ceiling and Exhaust Fans
- Dishwasher
- Electrical System
- Garage Door Opener
- Oven/Range/Stove
- Plumbing System
- Whirlpool Bathtub
Total Plan
Our most popular plan adds full appliance coverage for complete peace of mind.
What's Covered:
Everything in the Basic Plan
+
- Air Conditioning
- Clothes Dryer
- Clothes Washer
- Refrigerator
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Optional Coverage Add-Ons
Customize your protection with these additional coverage options available for both plans.
- Pool/Spa
- Well Pump
- Sump Pump
- Central Vacuum
- Limited Roof Leak
- Septic System
- Second Refrigerator
- Stand Alone Freezer
- Septic Tank Pumping
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Coverage That Fits Life in Missouri
From HVAC to kitchen appliances, our plans protect what matters most to Missouri homeowners.
HVAC System
Furnace issues are common in colder months, and repairs cost around $440 in Missouri. A Choice Home Warranty plan helps you handle those surprises.
Washer & Dryer
Laundry appliances break down more often than you'd think. Professional repairs average around $158, but with our coverage, you'll just pay a low service fee, no matter the actual cost.
Plumbing System
When temperatures drop in Missouri, plumbing trouble tends to rise. If you're hit with a $277 repair, Choice Home Warranty can make your repair more affordable and less stressful.
What Is a Home Warranty?
A home warranty helps cover the cost of repairing or replacing key systems and appliances when they fail from everyday use. It's not home insurance, but it's a practical safeguard that saves you time and money when things inevitably wear out.
In Missouri, where temperatures can reach 88°F in summer and humidity hovers around 69%, daily use can strain heating, cooling, and plumbing systems over time. Even in mild conditions, normal wear adds up.
With Choice Home Warranty, getting help is easy. File a claim anytime, and we'll connect you with a qualified local technician and help cover the repair cost so you can get back to comfort fast.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Why Missouri Homeowners Need a Home Warranty
Winter Heating Demands
In Missouri, where winter lows drop to around 20°F, heating systems work overtime to keep homes livable. A home warranty helps cover the strain cold weather puts on furnaces, boilers, and other essential systems.
Freeze-Related Damage
Freezing temperatures can lead to cracked pipes, frozen plumbing, and broken appliances, especially in older homes. A Choice Home Warranty plan makes it easier to handle these seasonal surprises without the stress of finding help fast.
Peace of Mind in Winter
Heating repairs in Missouri can cost around $440. Your home warranty connects you with trusted local pros and helps cover the cost to get things working again so you don't have to face cold nights and large repair bills alone.
Why Choose Choice Home Warranty in Missouri
Over 100,000 5 Star Reviews
Trusted by thousands of Missouri homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across MO.
24/7 Support
Round-the-clock customer service and emergency assistance.
Over 100,000 5 Star Reviews
Trusted by thousands of Missouri homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across MO.
24/7 Support
Round-the-clock customer service and emergency assistance.
Frequently Asked Questions
What's covered in a Missouri home warranty?
In colder states like Missouri, home warranties often include heating systems, electrical and plumbing, plus common household appliances. When winter temperatures drop, heating systems face extra stress, making coverage for HVAC repairs especially valuable. Most plans help cover breakdowns caused by everyday use. Optional add-ons are also available for extra protection.
Is a home warranty worth it in Missouri?
Freezing temperatures and long winters in Missouri can put a serious strain on heating systems and pipes. A home warranty offers reassurance that when the heat fails or appliances stop working, you won't be left scrambling for help. It also simplifies the repair process by connecting you with local professionals when things wear out from daily use.
Do home warranties cover pre-existing conditions?
Home warranty plans don't usually cover known or pre-existing issues. Coverage applies to systems and appliances when they break down from normal wear and tear once your plan is active.
Are home warranties available statewide in Missouri?
Yes. Choice Home Warranty's Missouri coverage is available in all major cities and towns including Kansas City, St. Louis, Springfield, and throughout the state. We have a network of licensed contractors ready to serve you.
Ready to Protect Your Missouri Home?
Get a free, no-obligation quote in minutes. Compare plans and start saving on costly repairs today.
No credit card required • Instant quote • Licensed contractors
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.