New Jersey Home Warranty Plans & Coverage
Shield your New Jersey home and finances with dependable coverage from Choice Home Warranty, so you're never left scrambling to book repair services when things go wrong.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
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Choice Home Warranty Plans
Select the right coverage option for your New Jersey home, with pricing that works for you.
Basic Plan
Essential coverage for your home's most important systems.
What's Covered:
- Built-in Microwave
- Cooktop
- Ductwork
- Garbage Disposal
- Heating System
- Plumbing Stoppage
- Water Heater
- Ceiling and Exhaust Fans
- Dishwasher
- Electrical System
- Garage Door Opener
- Oven/Range/Stove
- Plumbing System
- Whirlpool Bathtub
Total Plan
Our most popular plan adds full appliance coverage for complete peace of mind.
What's Covered:
Everything in the Basic Plan
+
- Air Conditioning
- Clothes Dryer
- Clothes Washer
- Refrigerator
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Optional Coverage Add-Ons
Customize your protection with these additional coverage options available for both plans.
- Pool/Spa
- Well Pump
- Sump Pump
- Central Vacuum
- Limited Roof Leak
- Septic System
- Second Refrigerator
- Stand Alone Freezer
- Septic Tank Pumping
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Coverage That Fits Life in New Jersey
Our home warranty plans protect the systems and appliances that matter most to Garden State homeowners.
HVAC System
In cold climates like New Jersey, heating systems work overtime. If yours breaks down, the average repair cost is $570. A home warranty makes it easier to get things fixed quickly and affordably.
Washer & Dryer
Laundry appliances break down more often than you'd think. Professional repairs average around $205, but with our coverage, you'll just pay a low service fee, no matter the actual cost.
Plumbing System
Frozen pipes and seasonal wear can lead to big plumbing issues. With repairs averaging $359 in New Jersey, your Choice Home Warranty plan helps cover the cost and keeps your home running smoothly.
What Is a Home Warranty?
A home warranty is a service agreement that helps pay for repairs or replacements when essential systems or appliances break down from normal wear and tear. It's not homeowners insurance but provides ongoing protection that keeps life at home running smoothly.
For coastal areas of New Jersey, salt air can wear down appliances, plumbing fixtures, and outdoor equipment faster than expected. With humidity levels averaging 69%, corrosion and moisture damage are common repair drivers.
With a Choice Home Warranty plan, you can manage those costs easily. When something stops working, file a quick claim online and we'll handle scheduling, vetting, and dispatching a local technician so you don't have to track one down yourself.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Why New Jersey Homeowners Need a Home Warranty
Winter Heating Demands
In New Jersey, where winter lows drop to around 22°F, heating systems work overtime to keep homes livable. A home warranty helps cover the strain cold weather puts on furnaces, boilers, and other essential systems.
Freeze-Related Damage
Freezing temperatures can lead to cracked pipes, frozen plumbing, and broken appliances, especially in older homes. A Choice Home Warranty plan makes it easier to handle these seasonal surprises without the stress of finding help fast.
Peace of Mind in Winter
Heating repairs in New Jersey can cost around $570. Your home warranty connects you with trusted local pros and helps cover the cost to get things working again so you don't have to face cold nights and large repair bills alone.
Why Choose Choice Home Warranty in New Jersey
Over 100,000 5 Star Reviews
Trusted by thousands of New Jersey homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across NJ.
24/7 Support
Round-the-clock customer service and emergency assistance.
Over 100,000 5 Star Reviews
Trusted by thousands of New Jersey homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across NJ.
24/7 Support
Round-the-clock customer service and emergency assistance.
Frequently Asked Questions
What's covered in a New Jersey home warranty?
In colder states like New Jersey, home warranties often include heating systems, electrical and plumbing, plus common household appliances. When winter temperatures drop, heating systems face extra stress, making coverage for HVAC repairs especially valuable. Most plans help cover breakdowns caused by everyday use. Optional add-ons are also available for extra protection.
Is a home warranty worth it in New Jersey?
Freezing temperatures and long winters in New Jersey can put a serious strain on heating systems and pipes. A home warranty offers reassurance that when the heat fails or appliances stop working, you won't be left scrambling for help. It also simplifies the repair process by connecting you with local professionals when things wear out from daily use.
Do home warranties cover pre-existing conditions?
Home warranty plans don't usually cover known or pre-existing issues. Coverage applies to systems and appliances when they break down from normal wear and tear once your plan is active.
Are home warranties available statewide in New Jersey?
Yes. Choice Home Warranty's New Jersey coverage is available in all major cities and towns including Newark, Jersey City, Trenton, and throughout the state. We have a network of licensed contractors ready to serve you.
Ready to Protect Your New Jersey Home?
Get a free, no-obligation quote in minutes. Compare plans and start saving on costly repairs today.
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* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.