New York Home Warranty Plans & Coverage
Protect your New York home and budget with reliable coverage from Choice Home Warranty and skip the hassle of finding and scheduling repair help on your own.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
What Our Customers Have To Say
Premendra Sharma
The setup is easy and cost is well justified to cover stated options. There is extended plan to work on pri... Read More
Pamela Mitchell
Very easy to make a claim online. This is my first claim but so far so good.
Towanda Morrison
One of the most important decisions as home owner is to choose a good home warranty company. There are seve... Read More
Gina Villa
This was a very easy process. Very friendly kind and knowledgeable representative. Went over all my questio... Read More
Lisa Mongiat
Gary was fantastic and explained things very well!
Choice Home Warranty Plans
Explore flexible coverage options designed to fit your New York home's needs and your budget.
Basic Plan
Essential coverage for your home's most important systems.
What's Covered:
- Built-in Microwave
- Cooktop
- Ductwork
- Garbage Disposal
- Heating System
- Plumbing Stoppage
- Water Heater
- Ceiling and Exhaust Fans
- Dishwasher
- Electrical System
- Garage Door Opener
- Oven/Range/Stove
- Plumbing System
- Whirlpool Bathtub
Total Plan
Our most popular plan adds full appliance coverage for complete peace of mind.
What's Covered:
Everything in the Basic Plan
+
- Air Conditioning
- Clothes Dryer
- Clothes Washer
- Refrigerator
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Optional Coverage Add-Ons
Customize your protection with these additional coverage options available for both plans.
- Pool/Spa
- Well Pump
- Sump Pump
- Central Vacuum
- Limited Roof Leak
- Septic System
- Second Refrigerator
- Stand Alone Freezer
- Septic Tank Pumping
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Coverage That Fits Life in New York
From HVAC to kitchen appliances, our plans protect what matters most to New York homeowners.
HVAC System
Furnace issues are common in colder months, and repairs cost around $500 in New York. A Choice Home Warranty plan helps you handle those surprises.
Washer & Dryer
Laundry appliances break down more often than you'd think. Professional repairs average around $180, but with our coverage, you'll just pay a low service fee, no matter the actual cost.
Plumbing System
When temperatures drop in New York, plumbing trouble tends to rise. If you're hit with a $315 repair, Choice Home Warranty can make your repair more affordable and less stressful.
What Is a Home Warranty?
A home warranty is a service contract that helps cover the cost of repairing or replacing major systems and appliances when they break from normal wear and tear. It's different from homeowners insurance. It protects the things you rely on every day, not just during disasters.
In New York, where warm, humid air and hurricane seasons bring extra wear to HVAC and plumbing systems, breakdowns can happen more often, especially in older homes. With average humidity around 71%, those conditions can take a toll year-round.
Having a home warranty means you don't have to scramble after a storm or major repair. Just file a claim, and Choice Home Warranty helps coordinate trusted local technicians to get your home systems running again quickly and affordably.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Why New York Homeowners Need a Home Warranty
Winter Heating Demands
In New York, where winter lows drop to around 16°F, heating systems work overtime to keep homes livable. A home warranty helps cover the strain cold weather puts on furnaces, boilers, and other essential systems.
Freeze-Related Damage
Freezing temperatures can lead to cracked pipes, frozen plumbing, and broken appliances, especially in older homes. A Choice Home Warranty plan makes it easier to handle these seasonal surprises without the stress of finding help fast.
Peace of Mind in Winter
Heating repairs in New York can cost around $500. Your home warranty connects you with trusted local pros and helps cover the cost to get things working again so you don't have to face cold nights and large repair bills alone.
Why Choose Choice Home Warranty in New York
Over 100,000 5 Star Reviews
Trusted by thousands of New York homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across NY.
24/7 Support
Round-the-clock customer service and emergency assistance.
Over 100,000 5 Star Reviews
Trusted by thousands of New York homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across NY.
24/7 Support
Round-the-clock customer service and emergency assistance.
Frequently Asked Questions
What's covered in a New York home warranty?
In colder states like New York, home warranties often include heating systems, electrical and plumbing, plus common household appliances. When winter temperatures drop, heating systems face extra stress, making coverage for HVAC repairs especially valuable. Most plans help cover breakdowns caused by everyday use. Optional add-ons are also available for extra protection.
Is a home warranty worth it in New York?
Freezing temperatures and long winters in New York can put a serious strain on heating systems and pipes. A home warranty offers reassurance that when the heat fails or appliances stop working, you won't be left scrambling for help. It also simplifies the repair process by connecting you with local professionals when things wear out from daily use.
Do home warranties cover pre-existing conditions?
Home warranty plans don't usually cover known or pre-existing issues. Coverage applies to systems and appliances when they break down from normal wear and tear once your plan is active.
Do home warranties cover hurricane damage in New York?
No. Home warranties cover breakdowns from normal wear and tear, not storm damage. Hurricane and weather-related damage is covered by homeowners insurance. However, a warranty protects you from everyday breakdowns that occur year-round.
Are home warranties available statewide in New York?
Yes. Choice Home Warranty's New York coverage is available in all major cities and towns including Brooklyn, New York City, Queens, and throughout the state. We have a network of licensed contractors ready to serve you.
Ready to Protect Your New York Home?
Get a free, no-obligation quote in minutes. Compare plans and start saving on costly repairs today.
No credit card required • Instant quote • Licensed contractors
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.