North Carolina Home Warranty Plans & Coverage
Shield your North Carolina home and finances with dependable coverage from Choice Home Warranty, so you're never left scrambling to book repair services when things go wrong.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
What Our Customers Have To Say
Ravi Bhola
Maurice Roberts is my account rep in Miami. I have had the policy for several years. Each time there is a n... Read More
Mike Avilla
I called to get a quote and Tony filled in all my concerns, I got the first quote then asked me if I am a s... Read More
Marina Peterson
I am new to this company. I recently had an issue with my garage door opener. I called and within 24 hours ... Read More
Nancy Hocutt
Issuing the policy was a very smooth process. I have not yet made a claim so I cannot attest to their claim... Read More
Veronica Riggins
I was very impressed with the person who took my call the gentleman was very kind I talked slowly Since my ... Read More
Choice Home Warranty Plans
Select the right coverage option for your North Carolina home, with pricing that works for you.
Basic Plan
Essential coverage for your home's most important systems.
What's Covered:
- Built-in Microwave
- Cooktop
- Ductwork
- Garbage Disposal
- Heating System
- Plumbing Stoppage
- Water Heater
- Ceiling and Exhaust Fans
- Dishwasher
- Electrical System
- Garage Door Opener
- Oven/Range/Stove
- Plumbing System
- Whirlpool Bathtub
Total Plan
Our most popular plan adds full appliance coverage for complete peace of mind.
What's Covered:
Everything in the Basic Plan
+
- Air Conditioning
- Clothes Dryer
- Clothes Washer
- Refrigerator
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Optional Coverage Add-Ons
Customize your protection with these additional coverage options available for both plans.
- Pool/Spa
- Well Pump
- Sump Pump
- Central Vacuum
- Limited Roof Leak
- Septic System
- Second Refrigerator
- Stand Alone Freezer
- Septic Tank Pumping
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Coverage That Fits Life in North Carolina
Our home warranty plans protect the systems and appliances that matter most to Tar Heel State homeowners.
HVAC System
AC units in humid climates like North Carolina work overtime, and when they fail, repairs average $336. A Choice Home Warranty plan makes it easy to get reliable help without overspending.
Washer & Dryer
High humidity often leads to faster wear on laundry systems. With washer and dryer repairs in North Carolina averaging $173 each, Choice Home Warranty gives you a more affordable path to repair.
Plumbing System
One of the most common breakdowns North Carolina residents face involves plumbing systems. With an average repair cost of $325, your home warranty can lower the bill and simplify the repair process.
What Is a Home Warranty?
A home warranty is a service contract that helps cover the cost of repairing or replacing major systems and appliances when they break from normal wear and tear. It's different from homeowners insurance. It protects the things you rely on every day, not just during disasters.
In North Carolina, where warm, humid air and hurricane seasons bring extra wear to HVAC and plumbing systems, breakdowns can happen more often, especially in older homes. With average humidity around 71%, those conditions can take a toll year-round.
Having a home warranty means you don't have to scramble after a storm or major repair. Just file a claim, and Choice Home Warranty helps coordinate trusted local technicians to get your home systems running again quickly and affordably.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Why North Carolina Homeowners Need a Home Warranty
Heat and Humidity Strain
With summer highs near 88°F and humidity around 71%, North Carolina homes see heavy wear on HVAC systems and appliances. A home warranty gives you a simple backup when moisture and heat cause parts to break down faster.
Year-Round System Stress
Warm, sticky air doesn't just show up in summer. Humidity lingers most of the year in North Carolina. That constant exposure adds pressure to home systems, making breakdowns more likely. Coverage from Choice Home Warranty keeps things running smoothly.
Protection from Costly Breakdowns
HVAC repairs in humid climates like North Carolina average around $336. Instead of scrambling to find help or cover the full cost, your home warranty connects you with trusted pros and makes repairs more affordable.
Why Choose Choice Home Warranty in North Carolina
Over 100,000 5 Star Reviews
Trusted by thousands of North Carolina homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across NC.
24/7 Support
Round-the-clock customer service and emergency assistance.
Over 100,000 5 Star Reviews
Trusted by thousands of North Carolina homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across NC.
24/7 Support
Round-the-clock customer service and emergency assistance.
Frequently Asked Questions
What's covered in a North Carolina home warranty?
A home warranty in North Carolina covers essential systems like HVAC, plumbing, and electrical, as well as major appliances such as refrigerators, ovens, and washers and dryers.
With summer highs near 88°F, air conditioning systems can face heavy use. That's why coverage for cooling-related breakdowns is especially important. You can also add on coverages for items like pools and septic systems.
Is a home warranty worth it in North Carolina?
Given the long, hot summers and average humidity levels around 71%, a home warranty can offer peace of mind in North Carolina. Air conditioning units work overtime during peak heat, which increases the chance of breakdowns.
A warranty helps cover service costs for unexpected issues and makes it easier to access licensed technicians when systems or appliances fail due to normal wear and tear.
Do home warranties cover pre-existing conditions?
Most home warranty plans do not cover known or pre-existing issues. Coverage generally applies to systems and appliances that break down from normal wear and tear after your plan becomes active.
Do home warranties cover hurricane damage in North Carolina?
No. Home warranties cover breakdowns from normal wear and tear, not storm damage. Hurricane and weather-related damage is covered by homeowners insurance. However, a warranty protects you from everyday breakdowns that occur year-round.
Are home warranties available statewide in North Carolina?
Yes. Choice Home Warranty's North Carolina coverage is available in all major cities and towns including Raleigh, Greensboro, Charlotte, and throughout the state. We have a network of licensed contractors ready to serve you.
Ready to Protect Your North Carolina Home?
Get a free, no-obligation quote in minutes. Compare plans and start saving on costly repairs today.
No credit card required • Instant quote • Licensed contractors
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.