Affordable Home Warranty Coverage in Portland, OR
Choose home warranty coverage in Portland from Choice Home Warranty to help safeguard your home and avoid costly repair and replacement surprises.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Here's what homeowners, including many in and around Portland, say about their Choice Home Warranty plans.
What Our Customers Have To Say
Brad Kimes
Great Home Warranty Company. I've used them for all my rental properties and also my home. Super Value for ...Read More
Joel Martinez
Very thorough over the phone and was clear about our warranty. We purchased multiple years for the discount...Read More
Cheri Spencer Wood
This was avery helpful website! It only took about 3 minutes to fill out the application and get a whole ho...Read More
Jeffrey Bogan
On Saturday, Sept 5th I walked into the washroom to find the floor covered with water. One look and it was ...Read More
Demika Smith
Easy to file claim online & get appointment updates. Service techs have been very professional
Choice Home Warranty Plans
Explore flexible home warranty coverage in Oregon, designed to support Portland homeowners' needs and budget.
Basic Plan
Essential coverage for your home's most important systems.
What's Covered:
- Built-in Microwave
- Cooktop
- Ductwork
- Garbage Disposal
- Heating System
- Plumbing Stoppage
- Water Heater
- Ceiling and Exhaust Fans
- Dishwasher
- Electrical System
- Garage Door Opener
- Oven/Range/Stove
- Plumbing System
- Whirlpool Bathtub
Total Plan
Our most popular plan adds full appliance coverage for complete peace of mind.
What's Covered:
Everything in the Basic Plan
+
- Air Conditioning
- Clothes Dryer
- Clothes Washer
- Refrigerator
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Optional Coverage Add-Ons
Customize your protection with these additional coverage options available for both plans.
- Pool/Spa
- Well Pump
- Sump Pump
- Central Vacuum
- Limited Roof Leak
- Septic System
- Second Refrigerator
- Stand Alone Freezer
- Septic Tank Pumping
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Own High-End Appliances? We've Got You Covered
The average home value in Portland is about $556,4206, and many homeowners invest in upgraded systems and premium appliances. If you have advanced kitchen equipment or modern HVAC systems, repairing them without a protection plan can be costly. Choice Home Warranty helps reduce surprise repair costs with expert service.
Explore Premium Coverage OptionsSmart Coverage Tips for Portland, OR
Home repairs can add up quickly, especially when major systems fail unexpectedly. Understanding common repair costs in Oregon can help homeowners in Portland plan ahead and avoid major financial surprises.
- HVAC repairs can be expensive. In Oregon, the average HVAC repair costs $3501. Since heating and cooling systems work throughout the year in Portland, breakdowns can quickly lead to costly service calls. Having a home warranty in place means you won't have to scramble to cover unexpected repair costs.
- Appliances often fail after years of normal use. Major household appliances like refrigerators, ovens, and dishwashers experience gradual wear over time. Even well-maintained appliances can eventually break down, which is why many homeowners plan ahead with home warranties. With coverage in place, you can handle those inevitable appliance failures without paying the full repair cost out of pocket.
- Modern homes rely on multiple connected systems. From heating and cooling equipment to plumbing and electrical components, today's homes depend on several major systems working together. When one system fails, it often requires professional repair to restore normal operation. A home warranty helps simplify those situations by covering eligible repairs across multiple systems under one plan.
- Predictable service fees can reduce financial surprises. Instead of absorbing a large repair bill all at once, a home warranty can help make covered breakdowns more manageable with a set service fee.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
If You Own a Rental Near Campus in Portland, OR
Owning a rental property near Portland State University in Portland often means preparing for frequent tenant turnover. When appliances or home systems fail between leases, coordinating repairs quickly becomes important. A Choice Home Warranty plan can help streamline covered repairs with simple claims and service arranged through licensed local technicians.
Get A Free QuoteWhy Portland, OR Homeowners Choose Choice Home Warranty
Over 100,000 5 Star Reviews
Trusted by thousands of Portland homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across OR.
24/7 Support
Round-the-clock customer service and emergency assistance.
Over 100,000 5 Star Reviews
Trusted by thousands of Portland homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across OR.
24/7 Support
Round-the-clock customer service and emergency assistance.
Hear from Our Customers
Most customers mention quick scheduling and professional technicians; when issues arise, they're usually about what a plan does or doesn't cover.
Kathy Jenks
"Choice Home Warranty is always responsive when we have an issue. They send someone right away and have always fixed whatever is wrong. We definitely will continue to use this ..."Read More
Ingrid Macomber
"Excellent service I asked several questions to make sure I was thoroughly understanding the amount charged to card Daniel was patient and polite"
Nakeyda Sumpter
"Yusuf F. Was extremely helpful and very informative of the different warrant plans and was able to help me find a policy that best fits my household"
Frequently Asked Questions About Home Warranties in Portland
Do home warranties cover pre-existing conditions?
Home warranty plans do not cover known or pre-existing issues. Coverage typically applies to systems and appliances that break down due to normal wear and tear after your plan becomes active.
Reviewing your contract details can help clarify eligibility and coverage terms before filing a claim.
How does the claims process work?
If a covered system or appliance breaks down, you can submit a claim online or by phone, 24 hours a day. Once your claim is approved, we will coordinate service with a licensed local technician in Portland.
You'll pay the agreed-upon service fee, and covered repairs are handled according to your contract terms.
Does a home warranty cover HVAC systems in Portland?
Heating and cooling systems are among the most commonly covered items in a home warranty plan. In Portland, where the average HVAC repair costs $3501, this coverage can provide crucial protection for one of your home's most used systems.
Why do homeowners in Portland, Oregon consider home warranties?
Many homeowners in Portland consider home warranties because major systems and appliances can fail without warning, even with regular maintenance. Repairs can quickly become expensive, especially for items like HVAC systems, plumbing, and water heaters.
With average home values around $556,4206 in Portland, many homeowners want to protect the systems and appliances that help keep their property running smoothly.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
References
- HomeAdvisor — HVAC repair cost
- HomeAdvisor — Plumbing repair cost
- HomeAdvisor — Water heater replacement cost
- HomeAdvisor — Washing machine repair cost
- Numbeo — Cost of living & utilities
- SimpleMaps — Average home value
- Zumper — Average rent
Ready to Protect Your Portland Home?
Join thousands of Oregon homeowners who trust Choice Home Warranty. Get a free quote today.
No credit card required • Instant quote • Licensed contractors
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.