Tennessee Home Warranty Plans & Coverage
Shield your Tennessee home and finances with dependable coverage from Choice Home Warranty, so you're never left scrambling to book repair services when things go wrong.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
What Our Customers Have To Say
Kimberly Ross-Washington
I am always pleased with the prompt service I receive with you guys. Keep up the good work. The techs are a... Read More
Mahir Dossaji
I had called on a Thursday regarding some issues with my A/C Unit, which was a 2005 Trane unit. Choice Home... Read More
Michael Stephenson
I have been with Choice for several years and though I have had only a couple of claims, they were handled ... Read More
Tiana
I called CHOICE Home Warranty to service my built-in microwave after hearing a loud noise when I turned it ... Read More
Kimberley Lee
The service I have received has always been excellent!!
Choice Home Warranty Plans
Select the right coverage option for your Tennessee home, with pricing that works for you.
Basic Plan
Essential coverage for your home's most important systems.
What's Covered:
- Built-in Microwave
- Cooktop
- Ductwork
- Garbage Disposal
- Heating System
- Plumbing Stoppage
- Water Heater
- Ceiling and Exhaust Fans
- Dishwasher
- Electrical System
- Garage Door Opener
- Oven/Range/Stove
- Plumbing System
- Whirlpool Bathtub
Total Plan
Our most popular plan adds full appliance coverage for complete peace of mind.
What's Covered:
Everything in the Basic Plan
+
- Air Conditioning
- Clothes Dryer
- Clothes Washer
- Refrigerator
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Optional Coverage Add-Ons
Customize your protection with these additional coverage options available for both plans.
- Pool/Spa
- Well Pump
- Sump Pump
- Central Vacuum
- Limited Roof Leak
- Septic System
- Second Refrigerator
- Stand Alone Freezer
- Septic Tank Pumping
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Coverage That Fits Life in Tennessee
Our home warranty plans protect the systems and appliances that matter most to Volunteer State homeowners.
HVAC System
AC units in humid climates like Tennessee work overtime, and when they fail, repairs average $450. A Choice Home Warranty plan makes it easy to get reliable help without overspending.
Washer & Dryer
High humidity often leads to faster wear on laundry systems. With washer and dryer repairs in Tennessee averaging $162 each, Choice Home Warranty gives you a more affordable path to repair.
Plumbing System
One of the most common breakdowns Tennessee residents face involves plumbing systems. With an average repair cost of $284, your home warranty can lower the bill and simplify the repair process.
What Is a Home Warranty?
A home warranty is a service agreement that helps pay for repairs or replacements when essential systems or appliances break down from normal wear and tear. It's not homeowners insurance but provides ongoing protection that keeps life at home running smoothly.
For coastal areas of Tennessee, salt air can wear down appliances, plumbing fixtures, and outdoor equipment faster than expected. With humidity levels averaging 75%, corrosion and moisture damage are common repair drivers.
With a Choice Home Warranty plan, you can manage those costs easily. When something stops working, file a quick claim online and we'll handle scheduling, vetting, and dispatching a local technician so you don't have to track one down yourself.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Why Tennessee Homeowners Need a Home Warranty
Heat and Humidity Strain
With summer highs near 88°F and humidity around 75%, Tennessee homes see heavy wear on HVAC systems and appliances. A home warranty gives you a simple backup when moisture and heat cause parts to break down faster.
Year-Round System Stress
Warm, sticky air doesn't just show up in summer. Humidity lingers most of the year in Tennessee. That constant exposure adds pressure to home systems, making breakdowns more likely. Coverage from Choice Home Warranty keeps things running smoothly.
Protection from Costly Breakdowns
HVAC repairs in humid climates like Tennessee average around $450. Instead of scrambling to find help or cover the full cost, your home warranty connects you with trusted pros and makes repairs more affordable.
Why Choose Choice Home Warranty in Tennessee
Over 100,000 5 Star Reviews
Trusted by thousands of Tennessee homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across TN.
24/7 Support
Round-the-clock customer service and emergency assistance.
Over 100,000 5 Star Reviews
Trusted by thousands of Tennessee homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across TN.
24/7 Support
Round-the-clock customer service and emergency assistance.
Frequently Asked Questions
What's covered in a Tennessee home warranty?
A home warranty in Tennessee covers essential systems like HVAC, plumbing, and electrical, as well as major appliances such as refrigerators, ovens, and washers and dryers.
With summer highs near 88°F, air conditioning systems can face heavy use. That's why coverage for cooling-related breakdowns is especially important. You can also add on coverages for items like pools and septic systems.
Is a home warranty worth it in Tennessee?
Given the long, hot summers and average humidity levels around 75%, a home warranty can offer peace of mind in Tennessee. Air conditioning units work overtime during peak heat, which increases the chance of breakdowns.
A warranty helps cover service costs for unexpected issues and makes it easier to access licensed technicians when systems or appliances fail due to normal wear and tear.
Do home warranties cover pre-existing conditions?
Most home warranty plans do not cover known or pre-existing issues. Coverage generally applies to systems and appliances that break down from normal wear and tear after your plan becomes active.
Are home warranties available statewide in Tennessee?
Yes. Choice Home Warranty's Tennessee coverage is available in all major cities and towns including Memphis, Nashville, Clarksville, and throughout the state. We have a network of licensed contractors ready to serve you.
Ready to Protect Your Tennessee Home?
Get a free, no-obligation quote in minutes. Compare plans and start saving on costly repairs today.
No credit card required • Instant quote • Licensed contractors
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.