Affordable Home Warranty Coverage in Memphis, TN
Get home warranty coverage in Memphis from Choice Home Warranty and help shield your budget from unexpected system and appliance repair bills.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Discover how homeowners in Memphis and beyond describe their Choice Home Warranty plans and service experiences.
What Our Customers Have To Say
Timothy Riggs
The agent that helped me apply for the home warranty , Gary was very knowledgeable and was able to get me a...Read More
Rusty P.
Received a call after filing a claim on my old warranty plan asking if I was interested in joining Choice H...Read More
Jeffrey Bogan
On Saturday, Sept 5th I walked into the washroom to find the floor covered with water. One look and it was ...Read More
Ellen Bianchi
After several attempts to fix my refrigerator, it was labeled "unrepairable". I panicked, as refrigerators ...Read More
Shareece Williams
I love this warranty. Submitting a claim is very easy online and they are very responsive. When I moved to ...Read More
Choice Home Warranty Plans
Explore flexible home warranty coverage in Tennessee, designed to support Memphis homeowners' needs and budget.
Basic Plan
Essential coverage for your home's most important systems.
What's Covered:
- Built-in Microwave
- Cooktop
- Ductwork
- Garbage Disposal
- Heating System
- Plumbing Stoppage
- Water Heater
- Ceiling and Exhaust Fans
- Dishwasher
- Electrical System
- Garage Door Opener
- Oven/Range/Stove
- Plumbing System
- Whirlpool Bathtub
Total Plan
Our most popular plan adds full appliance coverage for complete peace of mind.
What's Covered:
Everything in the Basic Plan
+
- Air Conditioning
- Clothes Dryer
- Clothes Washer
- Refrigerator
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Optional Coverage Add-Ons
Customize your protection with these additional coverage options available for both plans.
- Pool/Spa
- Well Pump
- Sump Pump
- Central Vacuum
- Limited Roof Leak
- Septic System
- Second Refrigerator
- Stand Alone Freezer
- Septic Tank Pumping
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Protection that Fits Your Budget
In communities like Memphis, where homes average around $154,2096, a home warranty can help keep your home running smoothly without major surprise expenses if something breaks down. Choice Home Warranty protects covered systems and appliances so unexpected repairs feel more manageable.
Get Affordable CoverageSmart Coverage Tips for Memphis, TN
Home repairs can add up quickly, especially when major systems fail unexpectedly. Understanding common repair costs in Tennessee can help homeowners in Memphis plan ahead and avoid major financial surprises.
- Plumbing problems often require immediate attention. In Tennessee, the average plumbing repair costs $3052. From pipe leaks to clogged lines, a Choice Home Warranty plan can help protect your Memphis home.
- Water heater replacement can be a major expense. Across Tennessee, replacing a water heater typically costs about $1,2033. Since water heaters operate every day, failures often happen without much warning, leaving your Memphis home in need of costly repairs. A home warranty can help cover the cost of repairing or replacing a failed water heater, reducing the impact of these sudden, high-cost breakdowns.
- Major systems rarely fail at convenient times. Unexpected breakdowns can happen during peak seasons when HVAC systems, plumbing, or appliances are under the most strain. That's where a home warranty can help.
- Routine maintenance can't prevent every breakdown. Even well-maintained systems and appliances can fail over time due to normal wear and tear. Planning ahead with a home warranty can help you avoid unexpected disruptions when something stops working.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
If You Own a Rental Near Campus in Memphis, TN
If you're a landlord with properties near the University of Memphis in Memphis, you need to plan ahead for ongoing maintenance. Appliances and major home systems see consistent use during the school year, and unexpected repairs can impact rental income. A Choice Home Warranty plan can help make covered breakdowns easier to manage with predictable service costs and coordinated repairs.
Get A Free QuoteWhy Memphis, TN Homeowners Choose Choice Home Warranty
Over 100,000 5 Star Reviews
Trusted by thousands of Memphis homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across TN.
24/7 Support
Round-the-clock customer service and emergency assistance.
Over 100,000 5 Star Reviews
Trusted by thousands of Memphis homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across TN.
24/7 Support
Round-the-clock customer service and emergency assistance.
Frequently Asked Questions About Home Warranties in Memphis
What's covered in a home warranty in Memphis, Tennessee?
A home warranty in Memphis covers major systems like HVAC, plumbing, and electrical, along with common household appliances such as refrigerators, ovens, washers, and dryers. Coverage is designed to address breakdowns caused by normal wear and tear.
Choice Home Warranty plans also offer optional add-ons for items beyond standard systems and appliances, allowing you to tailor your coverage to your property's needs.
Do home warranties cover normal wear and tear in Memphis, Tennessee?
Yes. Home warranties are designed to cover breakdowns caused by normal wear and tear on major systems and appliances. Over time, everyday use can lead to failures in items like HVAC systems, plumbing components, or kitchen appliances.
For homeowners in Memphis, home warranty coverage can help simplify repairs when essential home systems stop working due to age and regular use rather than sudden damage.
Does a home warranty cover HVAC systems in Memphis?
Heating and cooling systems are among the most commonly covered items in a home warranty plan. In Memphis, where the average HVAC repair costs $3151, this coverage can provide crucial protection for one of your home's most used systems.
How can homeowners in Memphis prepare for unexpected appliance repairs?
One way homeowners in Memphis prepare for unexpected repairs is by planning ahead for the appliances they use most often, such as refrigerators, ovens, and laundry machines. Even well-maintained appliances can break down after years of use.
In Tennessee, the average washing machine repair costs $1624, which is just one example of how everyday appliance issues can become an unexpected expense without home warranty coverage in place.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
References
- HomeAdvisor — HVAC repair cost
- HomeAdvisor — Plumbing repair cost
- HomeAdvisor — Water heater replacement cost
- HomeAdvisor — Washing machine repair cost
- Numbeo — Cost of living & utilities
- SimpleMaps — Average home value
- Zumper — Average rent
Ready to Protect Your Memphis Home?
Join thousands of Tennessee homeowners who trust Choice Home Warranty. Get a free quote today.
No credit card required • Instant quote • Licensed contractors
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.