Virginia Home Warranty Plans & Coverage
Secure your Virginia home and your wallet with Choice Home Warranty. Avoid the stress of handling repairs and service calls on your own.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
What Our Customers Have To Say
Sharon Farber
As always, I am happy that we have Choice Home Warranty. They arrive when you are told to expect them, and ... Read More
TS
When I asked how this warranty worked, I was amazed when he told me the only out of pocket I would have is ... Read More
Eduardo Savory Sr.
The technician came right away. Brought the part the next day and fixed the problem.
John Bucknell
I have heard of other companies where people had issues with repair costs and prorated replacements but eve... Read More
Spencer Robinson
I’ve been in my new to me home for 4 months and had the furnace blower motor start making a wild noise. Got... Read More
Choice Home Warranty Plans
Choose the coverage level that fits your Virginia home and budget.
Basic Plan
Essential coverage for your home's most important systems.
What's Covered:
- Built-in Microwave
- Cooktop
- Ductwork
- Garbage Disposal
- Heating System
- Plumbing Stoppage
- Water Heater
- Ceiling and Exhaust Fans
- Dishwasher
- Electrical System
- Garage Door Opener
- Oven/Range/Stove
- Plumbing System
- Whirlpool Bathtub
Total Plan
Our most popular plan adds full appliance coverage for complete peace of mind.
What's Covered:
Everything in the Basic Plan
+
- Air Conditioning
- Clothes Dryer
- Clothes Washer
- Refrigerator
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Optional Coverage Add-Ons
Customize your protection with these additional coverage options available for both plans.
- Pool/Spa
- Well Pump
- Sump Pump
- Central Vacuum
- Limited Roof Leak
- Septic System
- Second Refrigerator
- Stand Alone Freezer
- Septic Tank Pumping
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Coverage That Fits Life in Virginia
Choice Home Warranty covers the critical systems and appliances that keep Virginia homes running smoothly.
HVAC System
Heating repairs aren't just inconvenient—they're expensive. If something goes wrong, the average repair bill in Virginia is around $500. A home warranty helps reduce the cost and the hassle of repairing your HVAC.
Washer & Dryer
Laundry appliances break down more often than you'd think. Professional repairs average around $180, but with our coverage, you'll just pay a low service fee, no matter the actual cost.
Plumbing System
Cold weather can expose weak points in your plumbing. With repairs averaging $315 in Virginia, Choice Home Warranty helps you manage the expense.
What Is a Home Warranty?
A home warranty is a service contract that helps cover the cost of repairing or replacing major systems and appliances when they break from normal wear and tear. It's different from homeowners insurance. It protects the things you rely on every day, not just during disasters.
In Virginia, where warm, humid air and hurricane seasons bring extra wear to HVAC and plumbing systems, breakdowns can happen more often, especially in older homes. With average humidity around 69%, those conditions can take a toll year-round.
Having a home warranty means you don't have to scramble after a storm or major repair. Just file a claim, and Choice Home Warranty helps coordinate trusted local technicians to get your home systems running again quickly and affordably.
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Why Virginia Homeowners Need a Home Warranty
Winter Heating Demands
In Virginia, where winter lows drop to around 25°F, heating systems work overtime to keep homes livable. A home warranty helps cover the strain cold weather puts on furnaces, boilers, and other essential systems.
Freeze-Related Damage
Freezing temperatures can lead to cracked pipes, frozen plumbing, and broken appliances, especially in older homes. A Choice Home Warranty plan makes it easier to handle these seasonal surprises without the stress of finding help fast.
Peace of Mind in Winter
Heating repairs in Virginia can cost around $500. Your home warranty connects you with trusted local pros and helps cover the cost to get things working again so you don't have to face cold nights and large repair bills alone.
Why Choose Choice Home Warranty in Virginia
Over 100,000 5 Star Reviews
Trusted by thousands of Virginia homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across VA.
24/7 Support
Round-the-clock customer service and emergency assistance.
Over 100,000 5 Star Reviews
Trusted by thousands of Virginia homeowners since 2009.
Local Contractors
Network of licensed, vetted service professionals across VA.
24/7 Support
Round-the-clock customer service and emergency assistance.
Frequently Asked Questions
What's covered in a Virginia home warranty?
In colder states like Virginia, home warranties often include heating systems, electrical and plumbing, plus common household appliances. When winter temperatures drop, heating systems face extra stress, making coverage for HVAC repairs especially valuable. Most plans help cover breakdowns caused by everyday use. Optional add-ons are also available for extra protection.
Is a home warranty worth it in Virginia?
Freezing temperatures and long winters in Virginia can put a serious strain on heating systems and pipes. A home warranty offers reassurance that when the heat fails or appliances stop working, you won't be left scrambling for help. It also simplifies the repair process by connecting you with local professionals when things wear out from daily use.
Do home warranties cover pre-existing conditions?
Home warranty plans don't usually cover known or pre-existing issues. Coverage applies to systems and appliances when they break down from normal wear and tear once your plan is active.
Do home warranties cover hurricane damage in Virginia?
No. Home warranties cover breakdowns from normal wear and tear, not storm damage. Hurricane and weather-related damage is covered by homeowners insurance. However, a warranty protects you from everyday breakdowns that occur year-round.
Are home warranties available statewide in Virginia?
Yes. Choice Home Warranty's Virginia coverage is available in all major cities and towns including Virginia Beach, Chesapeake, Arlington, and throughout the state. We have a network of licensed contractors ready to serve you.
Ready to Protect Your Virginia Home?
Get a free, no-obligation quote in minutes. Compare plans and start saving on costly repairs today.
No credit card required • Instant quote • Licensed contractors
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.