If you properly care for and maintain your home, then you should be covered for all of the above.
Reasons for Coverage Denial
If you have a home protection warranty, you should feel comfortable knowing that if anything goes wrong, you’ll be covered by a trusted warranty service like Choice Home Warranty. But every so often, homeowners are denied coverage, even if they have the warranty. Why? Here are the most common reasons:
If you neglect your home, you can’t expect the warranty to cover it. If, however, you keep your house clean and stay up-to-date with your home maintenance, then you’ll be covered when your air conditioner or dishwasher suddenly breaks.
If you purchased a home and were notified of a pre-existing problem, then you will not get this repair or replacement covered under your new warranty plan.
If you purchase a new appliance or system and have it installed incorrectly, then you will be responsible for the costs associated with fixing it. This is why it’s important to hire a professional to ensure a proper installation. However, if you purchase a home and something breaks (that had been installed properly), you may be covered for its repair or replacement.*
Unusual wear tear
Even if it’s accidental, if you break something then the home warranty company won’t pay for its replacement. For example, if your child accidentally hits a baseball into your water heater and breaks it, then you will be responsible for fixing it.
Violation of code
If your home systems (electrical, heating, cooling) aren’t up to code, then you won’t be able to cover the repair under a home protection warranty. This is why it’s important to maintain proper upkeep. If something breaks, you should repair it immediately, before it becomes a safety hazard. Remember, if something breaks from simple wear and tear, it will be covered.