Do You Need a Home Warranty?
There are many reasons why you might need a home warranty. If you’re selling a house, you might purchase a home protection warranty for your future buyer. Often, this is part of a home seller’s closing costs.
However, if you are new to an area, you may not have access to plumbers, repairmen or electricians. With a home warranty, you can rely on a home warranty company to help connect you with these people.
Other reasons you may want a home warranty include if you are moving into an old house, or if you expect your more expensive appliances to break or simply stop working in the near future. You should consider signing up for a home warranty before that happens. The one-time annual fee can save you a lot in the long run, depending on your situation.
If you are financially strapped and don’t think you’d be able to afford a repair, a home protection warranty can provide protection and assurance that you won’t be stuck financially and unable to pay for something you need.
How Does a Home Warranty Work?
When you purchase a home service plan, you get the benefit of working with one company on all repairs and replacements of covered parts. This means you avoid the hassle of dealing with multiple companies and paying extra labor fees. The best home warranty providers have their own network of trusted professionals who are ready to assist you with your various home repair needs.
When you have a warranty plan, you simply have to make a claim, online or by phone. Your provider will then process it and send a local professional to your home to assist with the problem. Instead of paying hefty labor costs, you only have to pay a per-visit service fee. With Choice Home Warranty, it is the same fee for every visit, no matter the amount of labor involved.
What Do Home Warranties Cost?
Repairs and replacements can be expensive and if you’re not prepared, they can lead to a financial nightmare. Repairing a kitchen appliance costs an average of $171, but replacing a refrigerator, for instance, can cost anywhere from $300 to $2,100 or more. Instead of waiting for a major system or appliance to breakdown, consider buying a home protection plan.
The cost of home warranties far outweigh the cost of a new refrigerator or new range, which can cost anywhere from $350 to $2,000 or more. Not only do warranty plans provide affordable options, but they save you the stress of dealing with dozens of phone calls, do-it-yourself repairs and out-of-pocket labor costs.
What’s Covered by Choice Home Warranty?
Not that you know what to look for in a plan, consider Choice Home Warranty’s combo plans, which include both appliances and systems.