Arkansas Home Warranties

When you think of Arkansas, it’s a good bet that you don’t think of diamonds. But you should. The Natural State has the only active diamond mine in the nation at Murfreesboro in the Crater of Diamonds State Park. Here, visitors can “mine” for diamonds and keep whatever they find. The largest diamond ever found in this country, called the Uncle Sam, at 40.23 carats, was found here. We at Choice home Warranty take pride in adding to Arkansas’ treasure trove with reliable home warranty protection.

There is much to behold across Arkansas’ 52,000 square miles. The state’s homeowners know very well, the cost of home ownership and the vulnerabilities of its systems and appliances. Our network of licensed technicians makes disruptions in your home’s operations their call to duty. Weather, climate and normal wear and tear present their own challenges, but Choice Home Warranty offers peace of mind.

The Ouachita Mountains run through central Arkansas, and within the Ozark Plateau to the north, often called the Ozark Mountains, is an area of steep hills referred to as the Boston Mountains. The Ozark National Forest extends over one million acres and the Ouachita National Forest is the oldest forest in the South. The highest point in Arkansas is found at Mount Magazine, in Mount Magazine State Park, with an elevation of 2,753 feet above sea level. With two national forests, 51 state parks and one national park, it’s easy to see why Arkansas is called the Natural State.

Arkansas also has plenty of water. It has more than 600,000 acres of lakes and 9,700 miles of streams and rivers. Hot Springs National Park is home to 47 hot springs, all flowing from the southwest slope of Hot Springs Mountain. The average temperature of these springs is 143°F.

With all this breathtaking landscape, it is no wonder Arkansas is home to more than 3.0 million people. That’s 56 inhabitants per square mile. Arkansas’ capital, Little Rock, is also its most populous city, with 199,233 residents. Little Rock, near the very center of the state, is also the only city to have more than 100,000 people living there. Fort Smith, the next most populous city, has just 88,323 residents; and, Fayetteville is close behind it, with 86,566 people. Interestingly, 465 of Arkansas’ 502 incorporated cities and towns have less than 10,000 residents.

In general, Arkansas has hot, humid summers with mild to moderate, somewhat drier winters. It enjoys four distinct seasons. The average July high in the state is in the low 90s, while the January low is in the low 30s. Of course, summer can bring temperatures into the 100 range, and winter temperatures can get down to zero. In Little Rock, the humidity, regrettably, can reach 90 percent in the summertime, and it is partly cloudy throughout the year. Arkansas receives over 50 inches of rainfall each year and about 5 inches of snow, on average. These steep changes in temperature can place a great deal of stress on home systems, causing faster than normal wear and tear.

According to NOAA data, the most common natural hazard in Arkansas is thunderstorms and lightning, which occur, on average, every three days from March through October. The second most common natural hazard is floods, which occur, on average, every 9.2 days. Unfortunately, Arkansas also sees an average of 26 tornadoes a year. With such threats looming, it is important to ensure that all home systems and appliances are in tip top shape so you and your home are prepared for the worst while hoping for the best.

Arkansas is the number one rice producing state in the nation, supplying about 46 percent of the country’s needs. It is also among the top 10 natural gas producing states. In the fall, when the rice is harvested, natural gas use increases because it is used to dry the rice.

No matter where you live in Arkansas, an Arkansas home warranty can help protect every home against damages to critical home systems and appliances when the unexpected happens. Home warranty coverage is different from having a homeowner’s policy in that the home warranty provides protections beyond and in addition to that policy. In fact, an Arkansas home warranty from Choice Home Warranty will even cover you for damages due to normal wear and tear, which an insurance policy will not.

Protect Your Arkansas Home and Appliances

The median home value in Arkansas is currently $122,000, up 5.7 percent from June of 2017. And, it is expected to rise another 6.7 percent through June of 2019. Approximately 66 percent of Arkansas residents own their homes. A home warranty can protect your Arkansas home and its critical appliances and systems when unexpected problems or breakdowns occur.

Selling a home can be a stressful time. If you are selling your Arkansas home, wouldn’t it be good to know that home warranty companies will cover your systems and appliances while your home is up for sale? It would certainly provide peace of mind to know that you wouldn’t have to shoulder a big bill to repair or replace a home system or appliance while you’re trying to sell your home. And, you could also be enhancing the marketability of your Arkansas home with a home warranty. Eight out of 10 home buyers prefer to buy a home that is already protected by one.

Are you in the market for an Arkansas home? If so, wouldn’t you rather buy a home with a home warranty already in place? You’re not alone. With an existing home warranty on your newly purchased home, you will be assured that, if the unexpected should happen, you wouldn’t have to spend hundreds or even thousands of dollars for the repair or replacement of a critical system or appliance after you move in. After all, buying a home is a huge investment in the first place, without the extra financial worry.

Almost 90 percent of Arkansas homes use either natural gas or electricity as their primary source for home heating. Over 10 percent use propane or wood to heat their homes. Coal is the principal fuel used in Arkansas to generate electricity.

The median age of homes in Arkansas is 30 to 39 years. Even though the national median of 37 years is firmly within this range, it isn’t hard to imagine that homes of this age will have needed their systems and appliances repaired or replaced, perhaps more than once during all that time. Nine to fifteen years is the average lifespan of most household appliances. In Arkansas, where there is abundant rainfall, high humidity, and thunderstorms and lightning that can be a hazard, doesn’t it make good sense to want to protect your Arkansas home and appliances?

Arkansas may not get too much snow, but temperatures can and do fall to zero during the winter. The last thing you want in zero-degree weather is a cold shower. A Basic Plan from Choice Home Warranty will cover your water heater for needed repairs or even a replacement. A new water heater, especially a gas water heater, could cost you well over $1,000. An Arkansas home warranty can give you the peace of mind to know that you are covered for such things should the unexpected happen.

And you certainly want to keep your heating system up and running during the short, but cold, wet Arkansas winters. The Basic Plan also covers your heating system and ductwork, so you can take care of problems, even before you have a major breakdown. This proactive approach can save you a great deal of money in the long run in addition to preventing further issues from occurring such as broken pipes due to freezing because the heating system failed in the dead of winter.

Summers in Arkansas can be quite hot and very humid, up to 90 percent humidity in places like the capital, Little Rock. You wouldn’t want your air conditioning to give out on you in 90-degree weather, especially with such high humidity. Upgrade to a Total Plan, and your air conditioner will also be covered. And, with the Total Plan, you get all the benefits and protections of the Basic Plan as well. Knowing your air conditioning is covered, you can rest assured that you won’t have to worry about getting mold in your house because you didn’t have the funds to fix the AC unit.

Keeping your home systems and appliances in good working order is important in Arkansas. With a home warranty plan from Choice Home Warranty, you can accomplish this goal. As soon as you encounter a problem with one of your covered items, all you need to do is make a service call. In this way you can protect your critical systems and appliances before a complete breakdown occurs.

Why is a Home Warranty Necessary in Arkansas?

Extreme heat, cold, abundant rainfall, and high humidity, not to mention thunderstorms and lightning, can wreak havoc on your home’s appliances and systems as it can cause them to be overused. An Arkansas home warranty can help protect you when covered items break down, even if the breakdown is caused by normal wear and tear.

Arkansas gets quite a bit of rain throughout the year, averaging more than 50 inches statewide, with some places getting more, of course. The national average is only 39 inches. Also, thunderstorms can be a problem seven months out of the year. Arkansas home warranty plans offer limited roof leak protection as an add-on to your plan. And for those of you who live outside of the few larger cities, add-on protection is also available for well pumps, sump pumps, septic systems and even septic tank pumping.

Searching for diamonds at Crater of Diamonds State Park, or fishing in the Buffalo River, which is one of the last remaining unpolluted, free-flowing rivers in the contiguous Unites States, can certainly generate some dirty laundry. An unexpected breakdown could certainly ruin your day. The Total Plan from Choice Home Warranty will cover both your clothes washer and clothes dryer, so you won’t have to go without these critical appliances.

Say you’re about to start frying up all the fish you caught on the Buffalo River and your cooktop goes out. Don’t worry, the Basic Plan covers your oven, range, cooktop, built-in microwave, dishwasher and even your gargage disposal. Upgrade to a Total Plan and your refrigerator will also be covered.

Living in one of the multitudes of small cities and towns in Arkansas, you may well own a second refrigerator or stand-alone freezer, so you can stock up on groceries. These can also be added on to your Arkansas home warranty plans. After all, you’ve invested a lot in these appliances, not to mention their contents. Doesn’t it make sense to want to protect them too? Then, if you experience a problem or breakdown, you can get repairs, or even a replacement if necessary. Remember, if your refrigerator fails, you’re not only on the hook for the cost of repair or replacement of the refrigerator, you will also lose all the money you spent on the food in it when it spoils. By protecting these appliances with a home warranty, you can get the necessary maintenance before it stops working completely, saving you a great deal of money in the long run.

What Does an Arkansas Warranty Cover?

Covered Items*	Total Plan	Basic Plan
Air Conditioning System
Heating System
Electrical System
Plumbing System
Plumbing Stoppage
Water Heater
Whirlpool Bathtub
Refrigerator
Oven / Range / Stove
Cooktop
Dishwasher
Built-In Microwave
Garbage Disposal
Clothes Washer
Clothes Dryer
Ductwork
Garage Door Opener
Ceiling and Exhaust Fans

Optional Coverage

How does an Arkansas Home Warranty Work?

As soon as you notice a problem, give customer service a call, 24 hours a day, to make a service request. They will get you in contact with an expertly vetted service professional who can perform the necessary repairs. All service providers are highly rated, fully insured, licensed and carefully checked out before being sent to your home. This ensures your highest level of satisfaction with your home repairs.

On the first visit, you will pay a small service fee. But, after that, all work on your covered item will be taken care of by your home warranty plan. With an Arkansas home warranty, all you need to maintain is a modest repair fund to cover service fees. You will not have to worry about an expensive repair or replacement gutting your savings or emergency accounts.

If your service technician finds that the covered item cannot be repaired, it will be replaced under your plan. This is quite valuable in Arkansas, where homes are aging, and systems and appliances are nearing the end of their useful lives.

Choice Home Warranty gives you two plans to choose from, plus add-on protections to allow you to tailor a plan to fit your needs and lifestyle. Why, there’s even add-on protection for your pool or spa. If you’re looking for a comprehensive home warranty plan in Arkansas, Choice Home Warranty offers an excellent option. Get a free quote on a home warranty today!