What is a Home Warranty?
- You’re purchasing a home
- You have older appliances
- You don't have access to an emergency fund for repairs
- You want to simplify home repairs and replacements
What Does a Home Warranty Company Cover?
All home warranties are different. You may be surprised at the extensive range of items that even a basic plan will cover. Your standard plan will typically include:
- Heating systems and ductwork
- Plumbing systems
- Electrical systems
- Water heater
- Kitchen appliances, including your oven, range, stove, cooktop, dishwasher, and built-in microwave
- Garbage disposal
- Whirlpool bathtub
- Plumbing stoppage
- Garage door opener
- Exhaust fans
- Ceiling fans
If you’d like more extensive coverage, you can opt for a more comprehensive plan. A Total Plan from Choice Home Warranty includes all of the above as well as your:
- Air conditioning system
- Clothes washer
- Clothes dryer
You can even customize your plan to include additional coverage for other systems in your home. This personalization lets you to build a plan that’s exactly what you need for your home. Some of the optional add-ons you can select include coverage for:
- Pool and spa
- Central vacuum system
- Well pump
- Roof leaks
- Sump pump
- Septic system and septic tank pumping
- Second refrigerator or a stand-alone freezer
Tailor your warranty to include coverage for the systems that matter most. If you’re concerned about the age or reliability of particular parts of your home, you can build a plan that protects those elements. If your system needs extensive repairs or a full replacement, your warranty can then offer all the coverage you need for the incident, so a potential disaster becomes a minor addition to your to-do list thanks to the convenience of your home warranty.
How Much Does a Home Warranty Plan Cost?
Home warranty plan costs vary based on the homeowner’s:
- Place of residence
- Desired level of protection
- Dwelling size
- Type of home
Families have the flexibility to choose between total and basic plans depending on the type and number of appliances they would like included in their plan. There are also optional coverages that will add features like a pool or septic system. You can get a quick quote online that will give you a better idea of how much your home warranty plan will cost. Make a wish list of what systems you want covered before you sign up. Working with a customer service representative, you can go through your wants and needs to find the plan that’s best for your family.
What is a Home Protection Plan?
Your home protection plan is essentially the same as your home warranty. This plan specifies the coverage and protection that you’re awarded in the case of a necessary home repair or replacement. When you’re ready to use your home protection plan, you simply contact our Claims Department at 1-888-531-5403 and explain your needs to a customer service representative or submit a claim online. Our customer service center is available 24 hours a day, 7 days a week, 365 days a year. We will connect you with qualified repair professionals in your area. You don’t need to research local contractors or call around for the best pricing when you’re covered by a home protection plan. The repair process is simplified for your convenience. Other than a trade call fee and any applicable deductibles, the cost of repairs are covered. When your service provider arrives to handle the repair, there is nothing more you need to do. If your equipment cannot be repaired, your home protection plan may even cover a full replacement. A home protection plan offers peace of mind throughout the year. You won’t have to worry about steep expenses associated with major repairs or replacements. Explore your options carefully to find the best fit for your home and lifestyle, so you’re enjoying affordable coverage that meets all your needs.