Maryland enjoys a picturesque destination in the middle of the eastern seaboard. Though the state covers only 12,407 square miles, it includes several distinct climates. Along the eastern shore and Chesapeake Bay, it’s flat and low-lying. Eastern Maryland sees average summer temperatures around the mid-70’s, and winter averages in the mid-30’s. Due to its coastal location, parts of Maryland are susceptible to hurricane damage coming in from the east when storms make their way north.

The western portion of the state comprises a continental highland where temperatures are moderately cooler. Summer averages are around 65 degrees, while the January average is 28. In the far western reaches of the state, you’ll find the foothills of the Appalachian Mountains. This hilly, heavily forested area is a far cry from the metropolitan bustle in central Maryland, giving the state a wonderfully diverse range of living experiences.

The largest city in Maryland by far is Baltimore, with a population over 620,000. According to Town Charts, roughly 47 percent of homes are owned in Baltimore, while 53 percent are rental units. The average home has 5.6 rooms and 2.5 occupants. The next-largest city in Maryland is just a fraction of the size of Baltimore. Silver Spring has nearly 71,500 residents, Frederick has over 70,000, and Gaithersburg boasts almost 67,800. Whether you’re nestled in the mountains or enjoying a cozy home in the city, your dwelling has a distinct set of needs that a home warranty can help you provide for.

Protect Your Maryland Home and Appliances

Maryland homeowners rely on many essential home appliances for their comfort and convenience. Freezing winters make home heating a necessity in this state. Nearly half of Maryland homes use natural gas as a primary means of heating their homes. Around 40 percent use electricity for heating, and around 10 percent of Maryland homeowners rely on kerosene or fuel oil to stay warm in winter. Even a basic home warranty plan from Choice Home Warranty will cover your heating systems and ductwork, so you should have no trouble getting the necessary repairs if your furnace stops working.

Your Maryland kitchen appliances are another important part of the home. Whether you’re cooking up a stovetop New England clambake, or you’re baking the signature cast iron cornbread of the Appalachian, you need a kitchen that’s in good working order. A basic home warranty will cover your oven, range, stove, cooktop, and dishwasher. You can easily add coverage for your refrigerator as well with a Total Plan from Choice Home Warranty.

With a home warranty in place, you’ll have convenient coverage for a quick repair any time one of these appliances stops working. You won’t have to worry about the expense of a new stove just before your party. If the issue is too extensive for a repair, your warranty provides a new installation, so you never have to worry about going without. All you need to handle is the service fee specified in your plan. Keep this on hand and all your other costs will be taken care of under your warranty.

Why is a Home Warranty Necessary in Maryland?

There are many potential hazards that Maryland homeowners might face. Coastal residents need to think about the potential for hurricane damage. In 2011, Hurricane Irene brought winds of up to 80 miles per hour and caused $151 million in damage. While your homeowner’s insurance will typically cover this type of damage, a hurricane can create the need for many subtle repairs you might not anticipate.

Hurricane-force winds that are a force of nature that can wreak havoc for a homeowner. Our plans can alleviate some of the costly effects of these weather systems.

You can customize your plan further for additional coverage that’s tailored to suit your home. Choice Home Warranty offers add-ons for your septic system and septic tank pumping, a pool and spa, central vacuum systems, well pumps, sump pumps, and roof leaks. If your home has a special feature like a backyard pool, or you keep a second refrigerator in the garage, you can easily incorporate these into your home warranty so you have the personalized protection you need.

What Does a Maryland Warranty Cover?

Covered Items* Total Plan Basic Plan
Air Conditioning System
Heating System
Electrical System
Plumbing System
Plumbing Stoppage
Water Heater
Whirlpool Bathtub
Oven / Range / Stove
Built-In Microwave
Garbage Disposal
Clothes Washer
Clothes Dryer
Garage Door Opener
Ceiling and Exhaust Fans


Optional Coverage


Pool / Spa Well Pump Sump Pump
Central Vacuum Limited Roof Leak Septic System
Second Refrigerator Stand Alone Freezer Septic Tank Pumping


* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. ** See policy for specifics on response times. ***CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance.

How to Choose a Maryland Home Warranty

Your Maryland home warranty gives you select coverage for the appliances and repair services specified in your contract. When you’re setting up your plan, make sure you understand exactly what’s covered. If you have aging appliances with frequent repair needs, make sure these are included in your coverage. Take a walk through your home and property and make a note of important features and installations.

Do you worry about minor roof damage that leaves you dealing with leaks? Do you have a clothes washer and dryer you want to cover? Is your home on a septic system or using a well pump? Coverage is available for all these items, but it’s not provided in the basic plan. Make a list of the items you want to include in your home warranty so you can build a plan that’s suited to your home.

How to Use Your Home Warranty

Any time a covered system or appliance needs repairs, contact your home warranty provider before reaching out to a repair professional. Your warranty company will connect you with approved contractors who can assist you with the necessary repairs. Most plans require that you pay a modest service fee for each call. However, all other expenses are covered under your warranty, whether you’re looking at a repair or a complete replacement.

This takes the guesswork out of home repairs. As long as you keep funds for your service fee in a savings account or other easily accessible place, you can rest easy knowing that you’re covered for plumbing stoppages, water heater repairs, ceiling fan trouble, and more. Getting home repairs with your warranty is quick and easy when you’ve set up the right coverage for your Maryland home.

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