Protect Your New Jersey Home and AppliancesWhether you’re in a small condo in a crowded metropolitan area, or you own a sprawling piece of land in a small town, it’s important to protect your New Jersey home from potential hazards. You don’t want to find yourself without a major appliance or home system when you need it most. Perhaps one of the most important systems in your New Jersey home is your HVAC system. Due to the extreme high and low temperatures here, it’s crucial that your heating and cooling systems operate properly. New Jersey residents use slightly less air conditioning than average, with cooling accounting for just three percent of energy use in homes. Space heating, however, is responsible for nearly half of all energy use in New Jersey homes. Appliances account for another 30 percent, and water heaters consume about 18 percent of household energy. It’s clear that these appliances are getting plenty of use, but how are homeowners caring for them? The best way to protect your home comfort systems is with a home warranty. A basic plan from Choice Home Warranty covers the home’s heating systems, ductwork, and water heater. If you upgrade to a total plan, you’ll enjoy coverage for your air conditioning system as well. Your home warranty ensures that you have the coverage you need for a fast and affordable repair if your heating or cooling system fails. If the system can’t be repaired, your home warranty covers a complete replacement for the same modest service fee that you pay for any visit. Electricity is more expensive in New Jersey than in other states, so energy efficiency will really pay off for residents here. If you’re investing in new ENERGY STAR rated appliances, you want to make sure they’re protected. Even the best appliances can suffer from unexpected failures. A basic home warranty plan includes coverage for your oven, range, cooktop, built-in microwave, exhaust fans, garbage disposal, and stove. With a Total Plan you’ll enjoy coverage for your refrigerator and clothes washer and dryer as well.
Why is a Home Warranty Necessary in New Jersey?Since New Jersey is so densely populated, residents are often at a higher risk here for disasters and other threats. The state ranks 27th in the country for lightning strike density, experiencing around 47,000 cloud-to-ground strikes per year. However, individual residents here are at a higher risk of sustaining damage from one of these strikes simply because homes are packed so closely together. Residents in New Jersey have a higher risk factor for lightning damage than those in nearby Rhode Island, Connecticut, and Massachusetts. With a basic home warranty, your electrical system is covered, so you can get quick repairs if you’re having issues related to your electrical system. This plan also covers your plumbing system, including plumbing stoppages. If you live in a more rural part of New Jersey, you may want to consider additional add-ons for your plan that can provide coverage for items like your septic system and septic tank pumping or a sump pump. Do you have a pool and spa? This is an add-on feature you can put in your home warranty as well. Additional appliances like a second refrigerator, stand-alone freezer, or central vacuum system are other add-ons you may want to consider. New Jersey residents can keep their homes safe, comfortable, and well-maintained with the features of a home warranty. Keep in mind that most appliance repairs are easier to fix when they’re caught early on. If you let your appliances limp along with malfunctioning parts, you’ll suffer decreased energy efficiency. As previously mentioned, energy is a prime resource here. You’ll pay more for electricity in New Jersey than in many other states, so you want to make sure your appliances are in top shape and using as little power as possible. With a home warranty in place, it’s easier and more affordable to take care of repairs when you need them.
What Does a New Jersey Warranty Cover?
|Covered Items*||Total Plan||Basic Plan|
|Air Conditioning System|
|Oven / Range / Stove|
|Garage Door Opener|
|Ceiling and Exhaust Fans|
|Pool / Spa||Well Pump||Sump Pump|
|Central Vacuum||Limited Roof Leak||Septic System|
|Second Refrigerator||Stand Alone Freezer||Septic Tank Pumping|
* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. ** See policy for specifics on response times. ***CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance.It’s important to choose your New Jersey home warranty carefully to make sure it’s appropriate for your home. A small home in Newark will have different needs than a sprawling property in Hammonton. Make sure your home warranty covers all the items that are most important to you. Begin by walking through your home and listing all the appliances and systems that you rely on. Make a note of everything in your kitchen, bathrooms, and laundry room. Proceed to the garage and basement and see if there are any additional appliances or features there. Do you have ceiling fans throughout the house? Is there a sump pump in the basement? Does your bathroom feature a whirlpool tub? Every item counts, so make sure to account for them all. Once you’re done inside the house, go outside and check for features like your septic system or pool. Make a note of anything that you want to purchase coverage for, so you can make sure you’re getting the right plan. When you sign up for your home warranty, read through the fine print carefully to make sure you’re including all the necessary features of your home. The right home warranty should give you peace of mind that everything in your New Jersey home is covered.