Virginia is a wonderfully historic state, home to Jamestown, the first English settlement in the United States. Known as the birthplace of the nation, this state offers a diverse range of cities and towns, serving up the ideal living experience for nearly any type of resident. The largest city in the state is Virginia Beach, home to over 450,000 residents. Nestled along the coastline where Chesapeake Bay meets the Atlantic Ocean, this picturesque city puts residents close to the beautiful boardwalk, sandy beaches, and numerous attractions.

The state’s next largest cities, Norfolk, Chesapeake, Richmond, and Newport News are all clustered nearby, within easy access of the coastline. These are notably smaller than Virginia Beach, with less than 250,000 residents in Norfolk, around 235,400 in Chesapeake, 220,000 in Richmond, and nearly 182,400 in Newport News.

Head further inland and your largest cities are Roanoke, with under 100,000 residents and Lynchburg with less than 80,000. Roanoke sits in the Blue Ridge Mountains, offering a distinctly different taste of Virginia. Instead of boardwalk beach walks, you’ll find hilly hiking trails when you venture beyond the cozy comforts of home.

Lynchburg is located in the foothills of the Blue Ridge Mountains, along the James River.

Though each city offers its own unique living experience, all serve up a diverse climate with warm summers, cold winters, and plenty of precipitation. It’s important to have the right protection in place to keep your Virginia home well-cared for, no matter where you’re located.

Protect Your Virginia Home and Appliances

Virginia residents enjoy four distinct seasons, ranging from warm summers with average highs reaching 90 to chilly winters with average lows in the 20s. Temperatures are slightly warmer near the coast. Virginia Beach’s January low is nearly 33 degrees, with a July high of 87. Meanwhile, Roanoke sees a January low under 27 degrees and a summer high of 86. There’s more snowfall inland, as well. Roanoke residents see an average of 15 inches a year, while those in Virginia Beach have just six.

With everything from sweltering summers to freezing winters, Virginia homeowners need to think carefully about protecting their homes properly. Functioning heating and cooling systems are essential to keep families comfortable throughout the year. While homeowner’s insurance won’t usually cover these systems, a home warranty can. A basic plan from Choice Home Warranty includes coverage for your heating system and ductwork, so you’re never left to face the challenges of winter without heat. Upgrade to a Total Plan and you’ll enjoy coverage for your air conditioning system as well.

If you have your washer and dryer in a cold part of the home, such a basement, you may find that these appliances require a little extra care and consideration. Freezing winters can put extra strain on anything that’s in an unheated part of the home. With a Total Plan, you’ll get coverage for your clothes washer and dryer to help you keep these appliances running. Optional add-on coverage is available for a second refrigerator or stand-alone freezer as well, if you have one of these in your garage or another chilly area.

In rural Virginia, you’ll find many charming small towns, like Floyd, with less than 1,000 residents and a thriving bluegrass culture, or Wachapreague, a little fishing community of about 200 people. If you live in a rural part of the state, you may need to consider coverage for features like a well pump or septic system. Both are available add-ons with your Choice Home Warranty plan.

Why is a Home Warranty Necessary in Virginia?

Consider what you would do if a major appliance or home system stopped working. Some you might be able to do without, but would you be comfortable without a functioning plumbing or electrical system in the house? These are crucial for your everyday comforts, yet repairs can be extremely expensive. Both these systems are covered with just a basic home warranty plan. This plan also covers your garage door opener, ceiling fans, exhaust fans, and many kitchen appliances including your oven, range, stove, cooktop, and dishwasher.

In Virginia Beach, the median home is 31 years old. In Roanoke, houses are even older, with a median age of 56. Older homes like these will begin to show their age in various ways, from more frequent roof leaks to potential issues with plumbing stoppages. The average HVAC system lasts around 15 years, so you may be nearing the end of the home’s second or third installation. A home warranty is a wise investment that can help you keep an older home functioning like new in Virginia.

When you have a home warranty, the only expense you’re responsible for is a service fee. Your home warranty provider will connect you with a reliable, approved service professional in your area to diagnose the problem for this moderate rate, specified in your coverage plan. Provided that the problem is covered under your warranty, you’ll then receive the necessary repairs at no additional expense. If the issue can’t be repaired, a new appliance should be covered under your plan.

As long as you have the necessary funds for your service fee, you can rest assured that you’re safe from any unexpected issues that may befall you in the future. A home warranty gives you the peace of mind you need to safely handle the unexpected hazards that may come your way.

What Does a Virginia Home Warranty Cover?

Covered Items* Total Plan Basic Plan
Air Conditioning System
Heating System
Electrical System
Plumbing System
Plumbing Stoppage
Water Heater
Whirlpool Bathtub
Oven / Range / Stove
Built-In Microwave
Garbage Disposal
Clothes Washer
Clothes Dryer
Garage Door Opener
Ceiling and Exhaust Fans


Optional Coverage


Pool / Spa Well Pump Sump Pump
Central Vacuum Limited Roof Leak Septic System
Second Refrigerator Stand Alone Freezer Septic Tank Pumping


* Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. ** See policy for specifics on response times. ***CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance.

How to Choose a Virginia Home Warranty

When you’re shopping for a Virginia home warranty, it’s important to think carefully about the appliances and systems that are crucial to your home. Go over your property and make a note of all the items that you’d like to cover. Make sure you consider things that are easily overlooked like your:

  • Ceiling fans
  • Water heater
  • Built-in microwave
  • Sump pump
  • Pool
  • Central vacuum system
  • Roof

All of these items can be covered with a Choice Home Warranty, but some require additional add-on coverage. List everything that you’d like to include in your warranty before you settle on a plan, so you can double check the specifics of your coverage carefully. Make sure you have everything you need to keep your Virginia home protected.

If you’re looking for an efficient and affordable way to make sure that you’re prepared for appliance and home system repairs, investing in a home warranty is the way to go. Start exploring your options today.

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