does a home warranty cover hvac?

As the temperature rises in the spring and summer, many air conditioning units fail, requiring repair or replacement. Without home warranty coverage, this can be a devastating home emergency, requiring immediate repairs that cost hundreds, or a replacement that can cost several thousand dollars.

With a home warranty service contract that includes your HVAC system, home owners enjoy covered repair or replacement of air conditioning and heating system units and parts. That means even if your air conditioner goes out when you’ve reached triple digit temperatures outside, you’ll be taken care of.

HVAC systems are typically covered under home warranties. They may be included in a basic or upgraded plan or require an add on to your contract. However, it’s clear that getting HVAC home warranty coverage can be very valuable, especially if your HVAC system fails when you need it the most.

Is HVAC Covered by Home Warranty?

Air conditioning and heating is an important system for your home. That’s why Choice Home Warranty offers both air conditioning and heating coverage under the Total Plan home warranty program. With the Total Plan from Choice Home Warranty, home owners will be covered for repair or replacement of the HVAC system for just the cost of a service call fee regardless of the actual cost of repair or replacement. This is especially reassuring during the summer and winter months when your home can reach extremely hot or cold temperatures without a working HVAC system.

HVAC Repair or Replacement with Home Warranty

With HVAC coverage on your home warranty contract, you can rest assured that if there’s a problem with your air conditioner or heater, Choice Home Warranty’s dedicated professional technicians will make it right. That means whether your air conditioner requires repair or replacement, you’ll be covered. Choice Home Warranty technicians will work to repair your HVAC system if possible. If a repair is not possible, your HVAC system will be replaced for the same low service call fee.

To get HVAC repair or replacement service from Choice Home Warranty, all you have to is contact the claims department at 1-888-531-5403 or submit a claim online. Service is available 24/7/365. A technician will be dispatched to your home immediately to assess your problem and determine what needs to be done to repair or replace your HVAC system. You’ll pay a $60 service call fee regardless of the actual cost of repair or replacement.

HVAC Repair Emergencies

When it’s extremely hot or cold outside, having a working HVAC system is essential. Without it, you may be stuck in an uncomfortable, even dangerous, home. Choice Home Warranty recognizes how important it is to get HVAC repairs completed quickly and effectively, especially during summer and winter months when home owners are most vulnerable to extreme temperatures without a working HVAC system.

Choice Home Warranty immediately dispatches trusted professional technicians to assess and repair HVAC problems and approves online work orders within minutes so that your home’s HVAC system can quickly get back on track and you can feel comfortable again.

The Cost of HVAC Repair and Replacement

Without home warranty coverage, the cost of repairing or replacing your HVAC system can be astronomical. Most home owners will spend between $165 and $494 to repair an air conditioning unit, though some may pay $900 or more. Replacement is far more expensive with most home owners paying between $3,699 and $7,152 to install a new air conditioning unit. This means home owners without a home warranty will be faced with hundreds or even thousands of dollars in HVAC repair or replacement bills for a problem that just can’t wait.

When compared to the cost of a Choice Home Warranty service contract and service call fee, most home owners will save hundreds, if not thousands, on the cost of HVAC repair or replacement by using a home warranty. You’re likely to save whether you have to repair or replace your HVAC unit.

Seasonal Energy Efficiency Requirements

There’s more good news for home owners with HVAC home warranty coverage. Homes with older air conditioning units may no longer meet Department of Energy requirements and will be upgraded to more efficient units if they must be replaced. If your HVAC unit is below the minimum efficiency standard of 13 SEER, all equipment will be upgraded to the 13 SEER standard. Switching from the typical 10 SEER to 13 SEER system can result in as much as a 30% increase in efficiency. That means a more comfortable home and more affordable energy bills, all for the same low cost of a Choice Home Warranty service contract and service call fee.

Essential HVAC Maintenance

Your HVAC system works hard every day to keep your home comfortable, but it needs help. Performing regular maintenance on your HVAC system will extend the life of your equipment, allowing you to enjoy efficient air conditioning and heating for years. Following proper maintenance will also cut down on necessary repairs, helping you avoid surprise problems with your HVAC system at an inconvenient time. Maintenance is also essential for your home warranty, as Choice Home Warranty requires that home owners properly maintain HVAC equipment for coverage of the system under warranty contract.

Protect your HVAC system and keep your air conditioner and heater covered under your home warranty contract by following these HVAC maintenance guidelines:

  • Inspect and service your HVAC system: Each spring and fall, have a professional inspect and service your HVAC system. This is important not just for maintenance, but for safety, as your system is more likely to fail and cause dangerous problems, even house fires, at the start of the heating or cooling season. Play it safe and ask a pro to take a look at your HVAC twice a year.
  • Replace filters regularly: A clean air filter makes your air conditioner more efficient, removing dirt, bacteria, debris, and other particles from your HVAC system for a healthy home. A dirty air filter will slow down the flow of air and put a strain on your HVAC system. This wastes energy and can even wear down parts and lead to serious problems. Most homes need a new air filter every other month, though the frequency for changing your air filter can vary depending on HVAC use, pets, number of occupants, and construction projects. Most homes need a new air filter at least every 90 days.
  • Clean your HVAC system: Your evaporator coil and duct work may become dirty over time, making your HVAC system work harder than it needs to. Clean your evaporator coil and condenser coil annually, taking time to straighten coil fins with a fin comb tool. You should also be careful to remove foliage and leaves from your outdoor unit to avoid blockage. Remove blockages including debris and insects from your duct work for a clean, efficient HVAC system.
  • Give your HVAC system space: You should clear two feet of space around outdoor air conditioning and heat units. Also remember to keep registers clear, avoiding blockages like furniture or drapes that may cover the registers.

For more information on properly maintaining your HVAC system, refer to your system manufacturer’s maintenance information.

Edison, NJ 08837
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