Home insurance rates vary greatly from one home to another. Location is one of the biggest factors in determining what you’ll pay for coverage. Understanding the state averages where you live, or hope to live, will give you a good idea of what to expect.
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Homeowners insurance covers financial protection from unexpected damage to your home and property. The specific perils covered under a particular policy will vary from one plan to the next depending on where you live and what kind of coverage you want.
Homeowners’ insurance is necessary coverage for every home. But this necessary coverage can also be unnecessarily expensive if you’re not careful. Insurance rates can be influenced by a wide variety of factors, including your credit score, the local fire station, even the pool or trampoline in your back yard.