Homeowners insurance covers financial protection from unexpected damage to your home and property. The specific perils covered under a particular policy will vary from one plan to the next depending on where you live and what kind of coverage you want.
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Homeowners’ insurance is necessary coverage for every home. But this necessary coverage can also be unnecessarily expensive if you’re not careful. Insurance rates can be influenced by a wide variety of factors, including your credit score, the local fire station, even the pool or trampoline in your back yard.