If you are asking yourself this question before you set out in search of the perfect house, you are way ahead of the game. It is always best to know what you’re up against before your emotions get involved. You don’t want to fall in love with a house, only to discover that it is
When you purchase a new appliance, you’re often prompted to buy an extended warranty at the check-out. This coverage may protect you from the cost of repairs or a replacement product in the future. While the coverage of an extended warranty may prove valuable, this isn’t something you’ll always use. In those cases, the investment
Warranties work by offering valuable coverage for your products, services and systems. A product or system like a toaster or an HVAC system can be protected by a warranty. How it works is that when there is a problem with the item under warranty, the issuer of the warranty pays for it to be fixed
Homeowner’s insurance offers essential protection for your home. It will keep you covered in the event of an unexpected disaster, so you can rest easy knowing there’s a plan to ensure that your family always has a safe place to sleep. Not all insurance plans are created the same, however, and you may decide that
The warranty deed legally transfers ownership of the house from the previous owner to you. If you’re purchasing a home, the warranty deed is an essential part of the document package you sign during closing. Understanding what a warranty deed is, who holds it, and how this can affect your claim on the property is
Living with a disability means that finding housing is much more than considering price, schools, and style. Disabled individuals also have to look for homes that are safe, affordable, and accessible, and often, those options are few and far between. Though it is sometimes difficult to locate the right home for disabled individuals, it’s not
Purchasing a new home is a tricky affair with a seemingly endless range of options, each one accompanied by its own down payments, closing costs, and other fees. If you’re looking for an affordable option that will help you get into your home with as little money as possible, try one of these lesser-known new
Homeownership comes with many new expenses. Some of these are easily anticipated, like homeowner’s insurance, mortgage insurance, property taxes, and homeowner’s association fees. Others, such as home maintenance costs, can vary wildly from year to year, often catching homeowners unaware. With the right information in hand, you can plan ahead wisely for many of the
Memphis is the second largest city in Tennessee and home to a population of more than 1.3 million people in is greater area. The city is known for Graceland, music, barbecue, and civil rights history. But its riverfront amenities, Beale Street, natural aquifers, entertainment, and excellent cost of living are what make Memphis a
Home repairs are a necessary part of owning a house, but they can add up quickly and leave you with significant expenses. Upfront cash is always the best way to pay for home repairs, but this simply isn’t possible for many families. If you don’t have the funds you need for an immediate repair, taking
When you’re facing major home repairs, one of your first concerns is typically funding. If you don’t have immediate access to the necessary funds for your home repair, you may wonder if you’ll ever be able to tackle your home project. Fortunately, there are several options available that can help cover these types of expenses
Homeowners insurance is an essential investment for any homeowner, but it doesn’t come at a standard price that you can easily add on to your budget. Every homeowner’s insurance policy is different, taking a variety of important factors into account. Here are the details you need to know to estimate the cost of homeowner’s insurance
In California, CHW branded service contracts are issued and offered by Home Service Club of California, Inc. (“HSCCA”) and sold exclusively by Home Service Club of California Insurance Services, Inc. **Click Here to view complete HSCCA CA terms and conditions. Choice Home Warranties are not available in California.
* With purchase of single payment plan.
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